Henderson County property record for 398 Daniel Circle Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,174 sqft · built 2022 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Feb 2023) |
| Tax Bill | $5,020 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9630291448 |
| Primary APN | 9630291448 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,174 sqft Heated Area |
| 1st Floor Area | 3,174 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Area | 738 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 219 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10007404 |
|---|---|
| Street Address | 398 DANIEL CIRCLE DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-0114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10007404~M |
| Legal Description | MILLS RIVER CROSSING SOUTH LO76 PL2021-13351 |
| Legal Subdivision | MILLS RIVER CROSSING SOUTH |
| Legal Block | 29 |
| Legal Lot Number | 1448 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 930702 |
398 Daniel Circle Dr is owned and occupied by two individuals who bought it in February 2023.
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 398 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on File |
| Deed Sale | Feb 2, 2023 · Amount on File |
| Deed Document Number | 2023993085 |
| Deed Book / Page | 4010 / 313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Feb 2, 2023 |
| Property Address | 398 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0114 |
| Document Number | 0040100313 |
| Book / Page | 4010 / 313 |
| Map Reference | SL 13351 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 1000993085 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 DOGWOOD RD, CANDLER, NC 28715-8433 |
| Name | Verified Name |
|---|---|
| Address | 398 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0114 |
| Document Number | 0040100316 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 4010/316 |
| Instrument | 1000993086 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.17% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.17% |
| Max Rate At Change | 7.17% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.1% |
The 2025 property tax bill for 398 Daniel Circle Dr was $5,020.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,164,800 Land $200,000 Building $964,800 | ||
| 2025 | $5,020.00 | ||
| 2023 | $1,164,800 Land $200,000 Building $964,800 | $1,164,800 Land $200,000 Building $964,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 398 Daniel Circle Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 398 Daniel Circle Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum.
5G and 4G LTE (outdoors only)
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