4642 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4642 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,989 sqft · built 2022
Lot Size	0.315 acres (13,721 sqft)
Owner	Individual Name on Record
Last Sale	$779,946 (Oct 2022)
Tax Bill	$7,567 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`706-68-57-20-700-000`

Property Details

APN / Parcel Number

Primary APN	`706-68-57-20-700-000`
Alternative APNs	`386078002` `452825000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,989 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,721 sqft (0.315 acres)
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	452825000
Street Address	4642 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 10 005
Legal Subdivision	SUMMER LAKE
Legal Lot Number	5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4642 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 13, 2022	Correction Deed
Oct 13, 2022	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	202243641
Deed Book / Page	14111 / 357
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4642 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014487-894
Date	Feb 26, 2024
Book Page	14487/894
Instrument	2024005133

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

Interest

Rate Type	Fixed Rate

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 13, 2022
Property Address	4642 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	014111-353
Book / Page	14111 / 353
Instrument Date	Sep 29, 2022
Instrument	2022043640
Record Updated	Oct 26, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11520 NUCKOLS RD STE 110, 110, GLEN ALLEN, VA 23059-2558

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 13, 2022
Property Address	4642 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	014111-357
Book / Page	14111 / 357
Instrument Date	Sep 28, 2022
Instrument	2022043641
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4642 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 10, 2020
Property Address	4642 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	12893201
Book / Page	012893 / 000201
Instrument Date	Jul 28, 2020
Instrument	39746
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5243 HICKORY PARK DR #A GLEN ALLEN VA 230592626, A, GLEN ALLEN, VA 23059-2626

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,567.00 (+10.47%)	$847,500 (+2.71%) Land $125,000 Building $722,500	$847,500 (+2.71%) Land $125,000 Building $722,500
2025		$825,100 (+10.01%) Land $115,000 Building $710,100	$825,100 (+10.01%) Land $115,000 Building $710,100
2023	$6,850.00	$750,000 Land $100,000 Building $650,000	$750,000 Land $100,000 Building $650,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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