4649 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4649 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,646 sqft · built 2021
Lot Size	0.389 acres (16,945 sqft)
Owner	Individual Name on File
Last Sale	$733,808 (Jan 2021)
Tax Bill	$7,152 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`706-68-47-28-500-000`

Property Details

APN / Parcel Number

Primary APN	`706-68-47-28-500-000`
Alternative APN	`421068001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,646 sqft Finished Area
1st Floor Area	1,513 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,945 sqft (0.389 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Slab
Porch Area	337 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	421068001
Street Address	4649 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 10 018
Legal Subdivision	SUMMER LAKE
Legal Lot Number	18
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

4649 Lake Summer Loop is owned and occupied by an individual who bought it in January 2021.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4649 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Deed Document Number	20215535
Deed Book / Page	13208 / 25
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jan 27, 2021
Property Address	4649 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	1320825
Book / Page	013208 / 000025
Instrument Date	Oct 28, 2020
Instrument	5535
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4649 LAKE SUMMER LOOP MOSELEY VA 231202255, MOSELEY, VA 23120-2255

Mortgage

Document Number	1320829
Date	Jan 27, 2021
Book Page	013208/000029
Instrument	5536

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4649 Lake Summer Loop was $7,152.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,152.00	$800,800 (+2.76%) Land $125,000 Building $675,800	$800,800 (+2.76%) Land $125,000 Building $675,800
2025		$779,300 Land $115,000 Building $664,300	$779,300 Land $115,000 Building $664,300
2023	$6,379.00	$698,300 Land $100,000 Building $598,300	$698,300 Land $100,000 Building $598,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4649 Lake Summer Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4649 Lake Summer Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Summer Loop

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