4655 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4655 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,974 sqft · built 2020
Lot Size	0.367 acres (15,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,500 (Dec 2020)
Tax Bill	$7,018 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`706-68-46-28-300-000`

Property Details

APN / Parcel Number

Primary APN	`706-68-46-28-300-000`
Alternative APN	`420391001`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,974 sqft Finished Area
1st Floor Area	385 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,987 sqft (0.367 acres)
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	420391001
Street Address	4655 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 10 019
Legal Subdivision	SUMMER LAKE
Legal Lot Number	19
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4655 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit ARLINGTON COMMUNITY FEDERAL CREDIT UNION
Dec 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI PROVIDENT FNDG
Jun 24, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	202072540
Deed Book / Page	13156 / 318
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4655 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014140-115
Date	Nov 18, 2022
Book Page	14140/115
Instrument	2022047823

Lender

Name	ARLINGTON COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2052

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 28, 2020
Property Address	4655 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	13156318
Book / Page	013156 / 000318
Instrument Date	Dec 2, 2020
Instrument	72540
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 LAKE SUMMER LOOP MOSELEY VA 23120, MOSELEY, VA 23120

Mortgage

Document Number	13156322
Date	Dec 28, 2020
Book Page	013156/000322
Instrument	72541

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 24, 2020
Property Address	4655 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	12811201
Book / Page	012811 / 000201
Instrument Date	Jun 18, 2020
Instrument	29439
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14343 SOMMERVILLE CT MIDLOTHIAN VA 231136837, MIDLOTHIAN, VA 23113-6837

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,018.00 (+12.23%)	$785,800 (+2.79%) Land $125,000 Building $660,800	$785,800 (+2.79%) Land $125,000 Building $660,800
2025		$764,500 (+11.7%) Land $115,000 Building $649,500	$764,500 (+11.7%) Land $115,000 Building $649,500
2023	$6,253.00	$684,400 Land $100,000 Building $584,400	$684,400 Land $100,000 Building $584,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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