4631 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4631 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,384 sqft · built 2021
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on Record
Last Sale	$601,968 (Jul 2021)
Tax Bill	$6,628 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`706-68-59-60-200-000`

Property Details

APN / Parcel Number

Primary APN	`706-68-59-60-200-000`
Alternative APN	`426887000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,384 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,589 sqft (0.289 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	60 sqft
Patio Area	479 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	426887000
Street Address	4631 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 10 015
Legal Subdivision	SUMMER LAKE
Legal Lot Number	15
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4631 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 19, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	202143534
Deed Book / Page	13505 / 755
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 6, 2021
Property Address	4631 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	013505-755
Book / Page	13505 / 755
Instrument Date	Jun 30, 2021
Instrument	2021043534
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255

Mortgage

Document Number	2021043535
Date	Jul 6, 2021
Instrument	2021043535

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 19, 2020
Property Address	4631 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	13021802
Book / Page	013021 / 000802
Instrument Date	Oct 14, 2020
Instrument	55851
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 PARK WEST CIR #202 MIDLOTHIAN VA 231145552, 202, MIDLOTHIAN, VA 23114-5552
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,628.00 (+15.31%)	$742,000 (+2.86%) Land $125,000 Building $617,000	$742,000 (+2.86%) Land $125,000 Building $617,000
2025		$721,400 (+14.71%) Land $115,000 Building $606,400	$721,400 (+14.71%) Land $115,000 Building $606,400
2023	$5,748.00	$628,900 Land $100,000 Building $528,900	$628,900 Land $100,000 Building $528,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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