4630 Lake Summer Loop, Moseley, VA 23120 Property Records

Chesterfield County property record for 4630 Lake Summer Loop, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,649 sqft · built 2023
Lot Size	0.295 acres (12,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,184 (Feb 2023)
Tax Bill	$7,321 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`706-68-58-71-800-000`

Property Details

APN / Parcel Number

Primary APN	`706-68-58-71-800-000`
Alternative APNs	`361255001` `458543000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,649 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,850 sqft (0.295 acres)
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	458543000
Street Address	4630 LAKE SUMMER LOOP
City	MOSELEY
State	VA
Zip	23120-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	SUMMER LAKE SEC 10 007
Legal Subdivision	SUMMER LAKE
Legal Lot Number	7
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3001
Census Tract	101003

Owner

Source: Chesterfield County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4630 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage VILLAGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Jun 5, 2020 · Amount on Record
Deed Document Number	20235041
Deed Book / Page	14205 / 669
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Feb 27, 2023
Property Address	4630 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	014205-669
Book / Page	14205 / 669
Instrument Date	Jan 10, 2023
Instrument	2023005041
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2023
Title Company	ATLANTIC COAST SETTLEMENT SERVICES, ATLANTIC COAST STLMNT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255

Mortgage

Document Number	2023005042
Date	Feb 27, 2023
Instrument	2023005042

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 5, 2020
Property Address	4630 LAKE SUMMER LOOP, MOSELEY, VA 23120-2255
Document Number	12781885
Book / Page	012781 / 000885
Instrument Date	May 20, 2020
Instrument	25865
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	22221 PEAR ORCHARD RD MOSELEY VA 231201648, MOSELEY, VA 23120-1648

Mortgage

Document Number	12781889
Date	Jun 5, 2020
Book Page	012781/000889
Instrument	25866

Lender

Name	VILLAGE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,321.00 (+16.91%)	$819,800 (+2.74%) Land $125,000 Building $694,800	$819,800 (+2.74%) Land $125,000 Building $694,800
2025		$797,900 (+10.04%) Land $115,000 Building $682,900	$797,900 (+10.04%) Land $115,000 Building $682,900
2023	$6,262.00	$725,100 Land $100,000 Building $625,100	$725,100 Land $100,000 Building $625,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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