4640 Beal Rd, Franklin, OH 45005 Property Records

Warren County property record for 4640 Beal Rd, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,303 sqft · built 2005
Lot Size	1.64 acres (71,700 sqft)
Owner	Owner Name on Record
Last Sale	$49,500 (Jun 2005)
Tax Bill	$5,976 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-30-327-003-0`

Property Details

APN / Parcel Number

Primary APN	`08-30-327-003-0`
Alternative APNs	`0830327003` `830327003` `2139234`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,303 sqft Living Area
1st Floor Area	2,303 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	71,700 sqft (1.64 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2139234
Old Parcel Number	0830327003
Street Address	4640 BEAL RD
City	FRANKLIN
State	OH
Zip	45005-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS RIDGE 1 LOT# 1
Legal Subdivision	HUNTERS RIDGE 1
Legal Block	327
Legal Lot Number	1
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2001
Census Tract	30600

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4640 BEAL RD, FRANKLIN, OH 45005-4535
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2005 · Amount on Record
Deed Sale	Jun 1, 2005 · Amount on Record
Deed Document Number	0038820202
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Jun 22, 2026
Property Address	4640 BEAL RD, FRANKLIN, OH 45005-4535
Document Number	0000016920
Instrument Date	Jun 11, 2026
Instrument	202616920
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4640 BEAL RD, FRANKLIN, OH 45005-4535

Mortgage

Document Number	0000016920,
Date	Jun 22, 2026
Instrument	202616920

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2036

Interest

Rate	6.36%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4640 BEAL RD, FRANKLIN, OH 45005-4535
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011174
Date	Mar 10, 2021
Instrument	2021-011174

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,976.00 (+17.04%)	$117,110 (+20.38%) Land $20,633 Building $96,477	$334,600 (+20.38%) Land $58,950 Building $275,650
2023	$5,106.00 (+3.32%) Homeowner's exemption	$97,283 (-) Land $15,593 Building $81,690
2022	$4,942.00 Homeowner's exemption	$97,283 Land $15,593 Building $81,690	$277,950 (-) Land $44,550 Building $233,400
2021			$277,950 Land $44,550 Building $233,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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