4495 Beal Rd, Franklin, OH 45005 Property Records

Warren County property record for 4495 Beal Rd, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,914 sqft · built 2019
Lot Size	1.58 acres (68,955 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Jan 2017)
Tax Bill	$11,206 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-30-401-031-0`

Property Details

APN / Parcel Number

Primary APN	`08-30-401-031-0`
Alternative APNs	`0830401031` `830401031` `2139254`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,914 sqft Living Area
1st Floor Area	2,898 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Lot Area	68,955 sqft (1.58 acres)
Garage Type	Attached
Garage Area	1,108 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2139254
Old Parcel Number	0830401031
Street Address	4495 BEAL RD
City	FRANKLIN
State	OH
Zip	45005-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS RIDGE 1 LOT# 18
Legal Subdivision	HUNTERS RIDGE 1
Legal Block	401
Legal Lot Number	18
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2030
Census Tract	30600

Owner

4495 Beal Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Warren County records, as of February 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4495 BEAL RD, FRANKLIN, OH 45005-4538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage KH NETWORK CU
Nov 19, 2019	Deed of Trust, Mortgage CHEMICAL BK
Jun 4, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CHEMICAL BK
Jan 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Deed Document Number	0000003292
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4495 BEAL RD, FRANKLIN, OH 45005-4538
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022343
Date	May 12, 2021
Instrument	2021-022343

Lender

Name	KH NETWORK CU
Type	Credit Union
Address	DAYTON, OH 45459

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4495 BEAL RD, FRANKLIN, OH 45005-4538
Document Number	0000036461
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4495 BEAL RD FRANKLIN OH 450054538, FRANKLIN, OH 45005-4538

Mortgage

Document Number	0000036461
Date	Nov 27, 2019
Instrument	36461

Lender

Name	CHEMICAL BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WARREN OH
Recording Date	Jun 4, 2018
Property Address	4495 BEAL RD, FRANKLIN, OH 45005-4538
Instrument Date	May 31, 2018
Instrument	15316
Transaction Type	Construction Loan
Record Updated	Jun 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4495 BEAL RD FRANKLIN OH 45005, FRANKLIN, OH 45005

Mortgage

Document Number	0000015316
Date	Jun 4, 2018
Instrument	15316

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jan 30, 2017
Property Address	4495 BEAL RD, FRANKLIN, OH 45005-4538
Document Number	0000003292
Instrument Date	Jan 19, 2017
Instrument	3292
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	HUNTER S RDG FRANKLIN OH 45005, FRANKLIN, OH 45005

Tax Assessment & Valuation

The 2025 property tax bill for 4495 Beal Rd was $11,206.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,206.00	$219,772 Land $20,160 Building $199,612	$627,920 Land $57,600 Building $570,320
2023	$9,707.00 (+3.32%) Homeowner's exemption	$185,003 (-) Land $15,281 Building $169,722
2022	$9,395.00 Homeowner's exemption	$185,003 Land $15,281 Building $169,722	$528,580 (-) Land $43,660 Building $484,920
2021			$528,580 Land $43,660 Building $484,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4495 Beal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4495 Beal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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