4628 Charleston Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4628 Charleston Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1963
Lot Size	0.271 acres (11,810 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jul 2026)
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`247-0022-002-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0022-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,974 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	11,810 sqft (0.271 acres)
Garage Area	355 sqft
Parking Spaces	1 Parking Space
Pool Area	10,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4628 CHARLESTON DR
City	CARMICHAEL
State	CA
Zip	95608-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	WOODRIDGE, LOT 2
Legal Subdivision	WOODRIDGE
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	7905

Owner

4628 Charleston Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Sacramento County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4628 CHARLESTON DR, CARMICHAEL, CA 95608-1531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Grant Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Jan 26, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 26, 2021	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Deed Document Number	2026
Deed Book / Page	20260728 / 368
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2026
Property Address	4628 CHARLESTON DR, CARMICHAEL, CA 95608-1531
Document Number	2026000368
Book / Page	20260728 / 368
Instrument Date	Jul 22, 2026
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,438.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4628 CHARLESTON DR, CARMICHAEL, CA 95608-1531

Mortgage

Document Number	2026000369,
Date	Jul 28, 2026
Book Page	20260728/369

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 26, 2021
Property Address	4628 CHARLESTON DR, CARMICHAEL, CA 95608-1531
Document Number	2101261014
Instrument Date	Jan 8, 2021
Instrument	2101261014
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4628 CHARLESTON DR CARMICHAEL CA 956081531, CARMICHAEL, CA 95608-1531

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 26, 2021
Property Address	4628 CHARLESTON DR, CARMICHAEL, CA 95608-1531
Document Number	2101261013
Instrument Date	Jan 8, 2021
Instrument	2101261013
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4628 CHARLESTON DR CARMICHAEL CA 956081531, CARMICHAEL, CA 95608-1531

Tax Assessment & Valuation

The 2025 property tax bill for 4628 Charleston Dr was $1,571, up 2.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,000 (+323.06%) Land $155,000 Building $420,000
2025	$1,571.00 (+2.28%) Homeowner's exemption	$135,914 Land $24,746 Building $111,168
2024	$1,536.00 (+1.72%)
2023	$1,510.00 (+2.1%) Homeowner's exemption	$130,638 Land $23,786 Building $106,852
2022	$1,479.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4628 Charleston Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4628 Charleston Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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