4554 Charleston Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4554 Charleston Dr, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,792 sqft · built 1967
Lot Size0.212 acres (9,240 sqft)
Owner2 Company Names on Record
Last Sale$350,000 (Dec 2015)
Tax Bill$5,017 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN247-0032-020-0000

Property Details

APN / Parcel Number

Primary APN247-0032-020-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area9,240 sqft (0.212 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4554 CHARLESTON DR
CityCARMICHAEL
StateCA
Zip95608-1558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionWINDING WAY ESTATES 02, LOT 86
Legal SubdivisionWINDING WAY ESTATES 02
Legal Lot Number86
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2006
Census Tract7905

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4554 CHARLESTON DR, CARMICHAEL, CA 95608-1558
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2015 · Amount on Record
Deed SaleDec 16, 2015 · Amount on Record
Prior SaleMay 2, 2012 · Amount on Record
Deed Book / Page20151216 / 1134
Last Transfer DateAug 13, 2024
Transfer Doc2024000928
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4554 CHARLESTON DR, CARMICHAEL, CA 95608-1558
Document Number2005140891
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4554 CHARLESTON DR CARMICHAEL CA 956081558, CARMICHAEL, CA 95608-1558

Mortgage

Document Number2005140891
DateMay 14, 2020
Instrument2005140891
Lender
NameAMERICAN PACIFIC MTG
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$422,607 (+2%) Land $130,524 Building $292,083
2025$5,017.00 (+2.16%)$414,321 (+4.04%) Land $127,965 Building $286,356
2024$4,911.00 (+1.61%)
2023$4,833.00 (+2.03%)$398,235 Land $122,997 Building $275,238
2022$4,737.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Charleston Dr

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