4627 Charleston Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4627 Charleston Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,041 sqft · built 1967
Lot Size	0.277 acres (12,070 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Apr 2015)
Tax Bill	$7,289 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Nov 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`247-0021-001-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0021-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,041 sqft Living Area
1st Floor Area	2,041 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	12,070 sqft (0.277 acres)
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4627 CHARLESTON DR
City	CARMICHAEL
State	CA
Zip	95608-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	WOODRIDGE, LOT 3
Legal Subdivision	WOODRIDGE
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	7905

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE POLICE CU OF CALIFORNIA
Nov 25, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Nov 25, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Nov 25, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Nov 25, 2025	Affidavit of Death of Joint Tenant, Transfer · Closed-End Mortgage NEWREZ LLC
Nov 25, 2025	Affidavit of Death of Joint Tenant, Transfer AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC
Aug 24, 2019	Deed of Trust, Mortgage HYPOTEC INC
Jan 4, 2018	Quit Claim Deed, Mortgage · VA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2015 · Amount on Record
Deed Sale	Apr 27, 2015 · Amount on Record
Deed Book / Page	20150427 / 1487
Last Transfer Date	Dec 13, 2017
Transfer Doc	1040000000261
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575

Mortgage

Document Number	0000000787
Date	Mar 5, 2026
Instrument	202603050787

Lender

Name	THE POLICE CU OF CALIFORNIA
Type	Credit Union
Address	SAN BRUNO, CA 94066

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575

Mortgage

Document Number	0000000513
Date	Nov 25, 2025
Instrument	202511250513

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Sep 1, 2045

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575

Mortgage

Document Number	0000000513
Date	Nov 25, 2025
Instrument	202511250513

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Sep 1, 2045

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575

Mortgage

Document Number	0000000513
Date	Nov 25, 2025
Instrument	202511250513

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Sep 1, 2045

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 25, 2025
Property Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575
Document Number	0000000512
Map Reference	MB 63 MAP 9
Instrument Date	Aug 8, 2025
Instrument	202511250512
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000513
Date	Nov 25, 2025
Instrument	202511250513

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Sep 1, 2045

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 25, 2025
Property Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575
Document Number	0000000512
Map Reference	MB 63 MAP 9
Instrument Date	Aug 8, 2025
Instrument	202511250512
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575
Document Number	1909091102
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	WESTMINISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4627 CHARLESTON DR CARMICHAEL CA 956081575, CARMICHAEL, CA 95608-1575

Mortgage

Document Number	1909091102
Date	Sep 9, 2019
Instrument	1909091102

Lender

Name	HYPOTEC INC
Address	11900 BISCAYNE BLVD # 106, NORTH MIAMI, FL 33181-2758

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 4, 2018
Property Address	4627 CHARLESTON DR, CARMICHAEL, CA 95608-1575
Document Number	1801040261
Instrument Date	Dec 13, 2017
Instrument	1801040261
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4627 CHARLESTON DR CARMICHAEL CA 956081575, CARMICHAEL, CA 95608-1575

Mortgage

Document Number	1801040262
Date	Jan 4, 2018
Instrument	1801040262

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,178 (+2%) Land $132,512 Building $302,666
2025	$7,289.00 (+1.52%)	$426,646 (+4.04%) Land $129,914 Building $296,732
2024	$7,180.00 (+1.13%)
2023	$7,100.00 (+1.41%) Homeowner's exemption	$410,080 Land $124,870 Building $285,210
2022	$7,001.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Charleston Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures