4614 Charleston Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4614 Charleston Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,999 sqft · built 1965
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Nov 2025)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`247-0022-001-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0022-001-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,999 sqft Living Area
1st Floor Area	1,999 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	17,424 sqft (0.4 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4614 CHARLESTON DR
City	CARMICHAEL
State	CA
Zip	95608-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	WOODRIDGE, LOT 1
Legal Subdivision	WOODRIDGE
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	7905

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4614 CHARLESTON DR, CARMICHAEL, CA 95608-1531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Grant Deed, Transfer · VA Mortgage WESTSTAR MORTGAGE CORP
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage GOLDWATER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Book / Page	20251110 / 996
Transfer Doc	9503000908
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 10, 2025
Property Address	4614 CHARLESTON DR, CARMICHAEL, CA 95608-1531
Document Number	0000000996
Map Reference	MB 63 PG 9
Instrument Date	Nov 7, 2025
Instrument	202511100996
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4614 CHARLESTON DR, CARMICHAEL, CA 95608-1531

Mortgage

Document Number	0000000997
Date	Nov 10, 2025
Instrument	202511100997

Lender

Name	WESTSTAR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4614 CHARLESTON DR, CARMICHAEL, CA 95608-1531
Document Number	2006041043
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4614 CHARLESTON DR CARMICHAEL CA 956081531, CARMICHAEL, CA 95608-1531

Mortgage

Document Number	2006041043
Date	Jun 4, 2020
Instrument	2006041043

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$700,000 (+59.6%) Land $150,000 Building $550,000
2025	$5,229.00 (+2.19%) Homeowner's exemption	$438,586 (+4.04%) Land $110,785 Building $327,801
2024	$5,117.00 (+1.65%)
2023	$5,034.00 (+2.07%) Homeowner's exemption	$421,557 Land $106,484 Building $315,073
2022	$4,932.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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