4566 Charleston Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4566 Charleston Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,114 sqft · built 1969
Lot Size	0.2 acres (8,722 sqft)
Owner	2 Company Names on Record
Last Sale	$540,000 (Nov 2020)
Tax Bill	$6,987 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jan 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`247-0032-036-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0032-036-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
1st Floor Area	1,300 sqft
2nd Floor Area	814 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,722 sqft (0.2 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Pool Area	10,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4566 CHARLESTON DR
City	CARMICHAEL
State	CA
Zip	95608-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LOT 84 WINDING WAY ESTATES UNIT NO 2 EXCEPT THESELY 2 FEET
Legal Subdivision	WINDING WAY ESTATES
Legal Lot Number	84
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7905

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4566 CHARLESTON DR, CARMICHAEL, CA 95608-1558
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Intrafamily Transfer, Transfer
Jan 28, 2021	Correction Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 24, 2020	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MTG
Feb 21, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage ATHAS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Apr 13, 2011 · Amount on Record
Deed Book / Page	20201124 / 1431
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	1280000001033
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 6, 2025
Property Address	4566 CHARLESTON DR, CARMICHAEL, CA 95608-1558
Document Number	0000001200
Map Reference	MB 61 MAP 14
Instrument Date	Oct 31, 2025
Instrument	202511061200
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4566 CHARLESTON DR, CARMICHAEL, CA 95608-1558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4566 CHARLESTON DR, CARMICHAEL, CA 95608-1558

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 28, 2021
Property Address	4566 CHARLESTON DR, CARMICHAEL, CA 95608-1558
Document Number	2101281033
Instrument Date	Jan 28, 2021
Instrument	2101281033
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4566 CHARLESTON DR CARMICHAEL CA 956081558, CARMICHAEL, CA 95608-1558

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 24, 2020
Property Address	4566 CHARLESTON DR, CARMICHAEL, CA 95608-1558
Document Number	2011241431
Instrument Date	Nov 13, 2020
Instrument	2011241431
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4566 CHARLESTON DR CARMICHAEL CA 956081558, CARMICHAEL, CA 95608-1558

Mortgage

Document Number	2011241432
Date	Nov 24, 2020
Instrument	2011241432

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4566 CHARLESTON DR, CARMICHAEL, CA 95608-1558
Document Number	1902260651
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4566 CHARLESTON DR CARMICHAEL CA 956081558, CARMICHAEL, CA 95608-1558

Mortgage

Document Number	1902260651
Date	Feb 26, 2019
Instrument	1902260651

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4566 CHARLESTON DR, CARMICHAEL, CA 95608-1558
Document Number	1811280872
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4566 CHARLESTON DR CARMICHAEL CA 956081558, CARMICHAEL, CA 95608-1558

Mortgage

Document Number	1811280872
Date	Nov 28, 2018
Instrument	1811280872

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.12%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$596,199 (+2%) Land $170,578 Building $425,621
2025	$6,987.00 (+2.18%) Homeowner's exemption	$584,510 (+4.04%) Land $167,234 Building $417,276
2024	$6,838.00 (+1.63%)
2023	$6,728.00 (+2.06%) Homeowner's exemption	$561,815 Land $160,741 Building $401,074
2022	$6,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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