New Hanover County property record for 4616 Split Rail Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,838 sqft · built 2003 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,000 (Jun 2018) |
| Tax Bill | $1,587 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R07100-002-282-000 |
| Primary APN | R07100-002-282-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,928 sqft (0.182 acres) |
| Terrain | Low |
| Garage Area | 483 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4616 SPLIT RAIL DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-5203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 262 PH1 THE ARBORS AT JOHNSON FARMS |
| Legal Subdivision | ARBORS @ JOHNSON FARMS PH 1 |
| Legal Block | 2 |
| Legal Lot Number | 262 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | MASONBORO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12008 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4616 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional with PMI FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Prior Sale | Dec 14, 2007 · Amount on Record |
| Deed Document Number | 201817101 |
| Deed Book / Page | 6146 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 4616 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00645100410 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 6451/410 |
| Instrument | 2021025511 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 1, 2018 |
| Property Address | 4616 SPLIT RAIL DR, WILMINGTON, NC 28412-5203 |
| Document Number | 0061460186 |
| Book / Page | 006146 / 000186 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 17101 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4616 SPLIT RAIL DR WILMINGTON NC 284125203, WILMINGTON, NC 28412-5203 |
| Document Number | 61460189 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 006146/000189 |
| Instrument | 17102 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2048 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,100 (-) Land $107,600 Building $298,500 | $406,100 (-) Land $107,600 Building $298,500 | |
| 2025 | $1,587.00 (+14.09%) | $406,100 (+58.32%) Land $107,600 Building $298,500 | $406,100 (+58.32%) Land $107,600 Building $298,500 |
| 2024 | $1,391.00 (+0.36%) | ||
| 2023 | $1,386.00 (-0.93%) | $256,500 Land $59,100 Building $197,400 | $256,500 Land $59,100 Building $197,400 |
| 2022 | $1,399.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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