4619 Split Rail Dr, Wilmington, NC 28412 Property Records

New Hanover County property record for 4619 Split Rail Dr, Wilmington, NC 28412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,838 sqft · built 2003
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (May 2015)
Tax Bill$1,540 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR07100-002-268-000

Property Details

APN / Parcel Number

Primary APNR07100-002-268-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,838 sqft Living Area
1st Floor Area810 sqft
Basement Area750 sqft
Finished Basement750 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area6,229 sqft (0.143 acres)
TerrainLow
Garage Area483 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address4619 SPLIT RAIL DR
CityWILMINGTON
StateNC
Zip28412-5204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLOT 248 PH 1 THE ARBORS AT JOHNSON FARMS
Legal SubdivisionARBORS @ JOHNSON FARMS PH 1
Legal Block2
Legal Lot Number248
JurisdictionNEW HANOVER NC
Township / Civil DivisionMASONBORO
Census Block Group1
Census Block1001
Census Tract12008

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4619 SPLIT RAIL DR, WILMINGTON, NC 28412-5204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · FHA Mortgage
TOP FLITE FINANCIAL INC
Nov 14, 2024Deed of Trust, Mortgage · FHA Mortgage
TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2015 · Amount on File
Deed SaleMay 19, 2015 · Amount on File
Prior SaleMar 31, 2005 · Amount on File
Deed Document Number201514418
Deed Book / Page5889 / 2348
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address4619 SPLIT RAIL DR, WILMINGTON, NC 28412-5204
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00652902650
DateJan 13, 2022
Book Page6529/2650
Instrument2022001551
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
AddressWILLIAMSTON, MI 48895
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address4619 SPLIT RAIL DR, WILMINGTON, NC 28412-5204
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4619 SPLIT RAIL DR, WILMINGTON, NC 28412-5204

Mortgage

Document Number00674002282
DateNov 14, 2024
Book Page6740/2282
Instrument2024028331
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Address201 SCHOOL ST STE 200, WILLIAMSTON, MI 48895
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term242 Months
DueJan 1, 2045

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$393,500 (-) Land $103,300 Building $290,200$393,500 (-) Land $103,300 Building $290,200
2025$1,540.00 (+15.44%)$393,500 (+60.22%) Land $103,300 Building $290,200$393,500 (+60.22%) Land $103,300 Building $290,200
2024$1,334.00 (+0.3%)
2023$1,330.00 (-0.89%)$245,600 Land $56,600 Building $189,000$245,600 Land $56,600 Building $189,000
2022$1,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2018–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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