Schenectady County and Schenectady City property record for 461 Twelfth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1910 |
| Lot Size | 0.108 acres (4,725 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $39,000 (Oct 1998) |
| Tax Bill | $3,897 (2026) |
| Deeds & Mortgages | Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.66-2-4 |
| Primary APN | 421500 48.66-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,725 sqft (0.108 acres) |
| Lot Dimensions | 135 ft deep x 35 ft wide |
| Porch | Porch |
| Porch Area | 209 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 461 TWELFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF 1 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 465 TWELFTH ST, SCHENECTADY, NY 12306-3111 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 1998 · Amount on Record |
| Deed Sale | Oct 30, 1998 · Amount on Record |
| Prior Sale | Apr 22, 1997 · Amount on Record |
| Deed Book / Page | 1545 / 810 |
| Last Transfer Date | Apr 13, 2004 |
| Transfer Doc | 1676000029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 1, 2021 |
| Property Address | 461 TWELFTH ST, SCHENECTADY, NY 12306-3111 |
| Document Number | 0000043162 |
| Book / Page | 2066 / 403 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 202143162 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | MARATHON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 465 TWEIFTH STREET, SCHENECTADY, NY 12306-3111 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,897.00 (+2.77%) | ||
| 2025 | $3,792.00 (+5.95%) | $70,500 (-) Land $10,600 Building $59,900 | $116,741 (+30.82%) Land $17,553 Building $99,188 |
| 2023 | $70,500 (-) Land $10,600 Building $59,900 | $89,241 (+3.8%) Land $13,418 Building $75,823 | |
| 2022 | $70,500 Land $10,600 Building $59,900 | $85,976 Land $12,927 Building $73,049 | |
| 2021 | $3,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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