Schenectady County and Schenectady City property record for 466 Twelfth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,285 sqft · built 1900 |
| Lot Size | 0.07 acres (3,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $47,000 (Nov 2018) |
| Tax Bill | $4,484 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.66-1-14 |
| Primary APN | 421500 48.66-1-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,285 sqft Living Area |
| 1st Floor Area | 656 sqft |
| 2nd Floor Area | 629 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,060 sqft (0.07 acres) |
| Lot Dimensions | 68 ft deep x 45 ft wide |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Porch | Porch |
| Porch Area | 217 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 466 TWELFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21200 |
466 Twelfth St is owned and occupied by two individuals who bought it in November 2018.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 466 TWELFTH ST, SCHENECTADY, NY 12306-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 5, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on File |
| Deed Sale | Nov 5, 2018 · Amount on File |
| Prior Sale | Apr 19, 2005 · Amount on File |
| Deed Document Number | 201848983 |
| Deed Book / Page | 1999 / 378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 466 TWELFTH ST, SCHENECTADY, NY 12306-3112 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 466 TWELFTH ST, SCHENECTADY, NY 12306-3112 |
| Document Number | 0000055938 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 5334/77 |
| Instrument | 202355938 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 5, 2018 |
| Property Address | 466 TWELFTH ST, SCHENECTADY, NY 12306-3112 |
| Document Number | 0000048983 |
| Book / Page | 001999 / 000378 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 48983 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $188.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 834 MAIN AVE SCHENECTADY NY 123031130, SCHENECTADY, NY 12303-1130 |
The 2026 property tax bill for 466 Twelfth St was $4,484, up 2.5% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,484.00 (+2.47%) | ||
| 2025 | $4,376.00 | $83,600 Land $12,500 Building $71,100 | $138,434 Land $20,699 Building $117,735 |
| 2023 | $83,600 (-) Land $12,500 Building $71,100 | $105,823 (+3.8%) Land $15,823 Building $90,000 | |
| 2022 | $83,600 Land $12,500 Building $71,100 | $101,951 Land $15,244 Building $86,707 | |
| 2021 | $4,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 466 Twelfth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 466 Twelfth St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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