Schenectady County and Schenectady City property record for 469 Twelfth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 943 sqft · built 1920 |
| Lot Size | 0.216 acres (9,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Jul 2002) |
| Tax Bill | $4,734 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.66-2-6 |
| Primary APN | 421500 48.66-2-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 943 sqft Living Area |
| 1st Floor Area | 943 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Lot Area | 9,450 sqft (0.216 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 108 sqft |
| Patio Area | 160 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 469 TWELFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND PT OF 76 78 1 STUCCO AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21200 |
469 Twelfth St is owned by two individuals who acquired it in April 2004.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 465 TWELFTH ST, SCHENECTADY, NY 12306-3111 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2002 · Amount on File |
| Deed Sale | Jul 22, 2002 · Amount on File |
| Deed Book / Page | 1629 / 36 |
| Last Transfer Date | Apr 13, 2004 |
| Transfer Doc | 1676000032 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 469 Twelfth St was $4,734, up 2.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,734.00 (+2.4%) | ||
| 2025 | $4,623.00 | $88,500 Land $13,300 Building $75,200 | $146,547 Land $22,023 Building $124,524 |
| 2023 | $88,500 (-) Land $13,300 Building $75,200 | $112,025 (+3.8%) Land $16,835 Building $95,190 | |
| 2022 | $88,500 Land $13,300 Building $75,200 | $107,927 Land $16,220 Building $91,707 | |
| 2021 | $4,388.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 469 Twelfth St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 469 Twelfth St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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