Schenectady County and Schenectady City property record for 453 Twelfth St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,920 sqft · built 1993 |
| Lot Size | 0.139 acres (6,075 sqft) |
| Owner | Company Name on File |
| Last Sale | $187,500 (Jan 2020) |
| Tax Bill | $8,037 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.66-2-3.2 |
| Primary APN | 421500 48.66-2-3.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Total Area |
| 1st Floor Area | 1,920 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,075 sqft (0.139 acres) |
| Lot Dimensions | 135 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 18 sqft |
| Patio Area | 512 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 453 TWELFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3111 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1 WOOD DUPLEX |
| Legal Subdivision | WILLIAM SCRAFFORD |
| Legal Block | 2 |
| Legal Lot Number | 3.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21200 |
453 Twelfth St, a duplex, is owned by a company that acquired it in September 2021.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 81 ROBIN LN, RENSSELAER, NY 12144-9635 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2021 | Correction Deed · Commercial Mortgage SUNMARK FCU |
| Jan 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on File |
| Deed Sale | Jan 3, 2020 · Amount on File |
| Prior Sale | Nov 9, 2010 · Amount on File |
| Deed Document Number | 2020354 |
| Deed Book / Page | 2027 / 829 |
| Last Transfer Date | Sep 10, 2021 |
| Transfer Doc | 0000048387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 30, 2021 |
| Property Address | 453 TWELFTH ST, SCHENECTADY, NY 12306-3111 |
| Document Number | 0000048387 |
| Book / Page | 2068 / 261 |
| Map Reference | CAB 13-28 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 202148387 |
| Record Updated | May 10, 2022 |
| Title Company | PAC ABSTRACT & TTL SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 453 TWELFTH ST, 453, SCHENECTADY, NY 12306-3111 |
| Name | Verified Name |
|---|---|
| Address | 81 ROBIN LN, RENSSELAER, NY 12144-9635 |
| Document Number | 0000048388 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 5150/976 |
| Instrument | 202148388 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 15, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 20, 2017 |
| Property Address | 453 TWELFTH ST, SCHENECTADY, NY 12306-3111 |
| Document Number | 0000003313 |
| Book / Page | 001954 / 000809 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 3313 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1020A PRINCETOWN RD SCHENECTADY NY 123069771, SCHENECTADY, NY 12306-9771 |
The 2026 property tax bill for 453 Twelfth St was $8,037, up 2.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,037.00 (+2.7%) | ||
| 2025 | $7,826.00 | $146,900 Land $22,000 Building $124,900 | $243,252 Land $36,430 Building $206,822 |
| 2023 | $146,900 Land $22,000 Building $124,900 | $185,949 Land $27,848 Building $158,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 453 Twelfth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 453 Twelfth St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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