450 Twelfth St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 450 Twelfth St, Schenectady, NY 12306

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,905 sqft · built 1940
Lot Size0.278 acres (12,150 sqft)
OwnerIndividual Name on Record
Last Sale$38,000 (May 2011)
Tax Bill$7,092 (2026)
Flood ZoneZone X (minimal risk)
APN421500 48.66-1-10

Property Details

APN / Parcel Number

Primary APN421500 48.66-1-10
Alternative APN
  • 150004806600010100000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,905 sqft Total Area
1st Floor Area1,281 sqft
Upper Floors Area595 sqft
AtticAttic
Attic Area624 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area12,150 sqft (0.278 acres)
Lot Dimensions135 ft deep x 90 ft wide
PorchSlab
Porch Area154 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address450 TWELFTH ST
CitySCHENECTADY
StateNY
Zip12306-3112
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description19 1X WOOD
Legal Block1
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3011
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2511 BROADWAY, SCHENECTADY, NY 12306-3915
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2011 · Amount on Record
Deed SaleMay 20, 2011 · Amount on Record
Prior SaleSep 27, 2010 · Amount on Record
Deed Document Number201119706
Deed Book / Page1838 / 390
Prior Transfer DateSep 20, 2010
Prior Transfer Doc0000042151
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,092.00 (+3.68%)
2025$6,840.00 (+6.76%)$120,500 (-) Land $18,100 Building $102,400$199,536 (+30.82%) Land $29,972 Building $169,564
2023$120,500 (-) Land $18,100 Building $102,400$152,532 (+3.8%) Land $22,911 Building $129,621
2022$120,500 Land $18,100 Building $102,400$146,951 Land $22,073 Building $124,878
2021$6,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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