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4609 Hickory Tree Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4609 Hickory Tree Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage1,652 sqft Heated Area
Lot Size101,059 sqft (2.31 acres)
OccupancyOwner Occupied
Last Sale$560,000 (2022)
Tax Bill$4,749.00 (2025)

Property Details

APN / Parcel Number

Primary APN33263149500001105B
Alternative APN
  • 99195

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,652 sqft Heated Area
Gross Area2,732 sqft Gross Area
1st Floor1,652 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1991
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area101,059 sqft (2.31 acres)
Garage TypeFinished Garage
Garage Area1,200 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
FenceFence
Shed1 Shed
Shed Area288 sqft Shed
Deck Area532 sqft Deck
Porch1 Porch
Porch Area504 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number99195
Street Address4609 HICKORY TREE LN
CitySAINT CLOUD
StateFL
Zip34772-9005
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 29 S 165 FT OF LOT 105 LESS W 20 FT
Legal Range31E
Legal Township26S
Legal Section33
Legal SubdivisionS L I C SOUTH ALLIGATOR LAKE AREA
Legal Tract4950
Legal Block1
Legal Lot Number105
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1016
Census Tract43802

Owner

Source: Osceola County records · APN 33263149500001105B

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4609 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Sep 03, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 28, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 27, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2022 · Amount on Record
Deed SaleMar 30, 2022 · Amount on Record
Prior SaleMay 28, 2020 · Amount on Record
Deed Doc Number2022050417
Deed Book / Page6182 / 2358
Record RefreshedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 30, 2022
Property Address4609 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number0061822358
Book / Page6182 / 2358
Map ReferenceMB B PG 29
Instrument DateMar 25, 2022
Instrument2022050417
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4609 HICKORY TREE LN, 4609, SAINT CLOUD, FL 34772-9005

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005

Mortgage

Document Number0061822360
DateMar 30, 2022
Instrument6182/2360
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 03, 2020
Property Address4609 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number0057870694
Book / Page005787 / 000694
Instrument DateAug 12, 2020
Instrument117432
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4051 ALBRITTON RD ST CLOUD FL 347727731, ST CLOUD, FL 34772-7731

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 28, 2020
Property Address4609 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number0057281424
Book / Page5728 / 1424
Map ReferenceMB B PG 29
Instrument DateMay 27, 2020
Instrument2020068968
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4609 HICKORY TREE LN, 4609, SAINT CLOUD, FL 34772-9005

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005

Mortgage

Document Number0057281426
DateMay 28, 2020
Instrument5728/1426
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 27, 2020
Property Address4609 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number0057000733
Book / Page005700 / 000733
Instrument DateMar 27, 2020
Instrument44070
Transaction TypeTransfer
Record UpdatedJun 08, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4051 ALBRITTON RD ST CLOUD FL 347727731, ST CLOUD, FL 34772-7731

Mortgage

Document Number57000735
DateMar 27, 2020
Book Page005700/000735
Instrument44071
Lender
NameCENTERSTATE BK NA
TypeBank
AddressSAINT CLOUD, FL 34771
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 26, 2025

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,749.00 (+7.01%) Homeowner's exemption$332,202 (+5.99%)$417,000 (+11.59%) Land $113,100 Building $303,900
2023$4,438.00 (+42.79%) Homeowner's exemption$313,437 (+41.61%)$373,700 (+26.55%) Land $104,400 Building $269,300
2022$3,108.00 Homeowner's exemption$221,342$295,300 Land $69,600 Building $225,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 191 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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