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4625 Hickory Tree Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4625 Hickory Tree Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,513 sqft · built 1991
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Oct 2018)
Tax Bill$2,775 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN33263149500001089A

Property Details

APN / Parcel Number

Primary APN33263149500001089A
Alternative APN
  • 99166

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,513 sqft Heated Area
Gross Area2,410 sqft
1st Floor Area1,513 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeFinished
Garage Area320 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Screened Porch
Porch Area345 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number99166
Street Address4625 HICKORY TREE LN
CitySAINT CLOUD
StateFL
Zip34772-9005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 29 S 145 FT OF N 165 FT OF W 330 FT LOT 89 LESS W 20 FT
Legal Range31E
Legal Township26S
Legal Section33
Legal SubdivisionS L I C SOUTH ALLIGATOR LAKE AREA
Legal Tract4950
Legal Block1
Legal Lot Number89
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1016
Census Tract43802

Owner

Source: Osceola County records · APN 33263149500001089A

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4625 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2020Deed of Trust, Mortgage
QUICKEN LNS
Oct 04, 2018Warranty Deed, Transfer · Conventional with PMI
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2018 · Amount on Record
Deed SaleOct 04, 2018 · Amount on Record
Deed Document Number2018149172
Deed Book / Page5412 / 0862
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4625 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number0057302004
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4625 HICKORY TREE LN ST CLOUD FL 347729005, ST CLOUD, FL 34772-9005

Mortgage

Document Number0057302004
DateJun 02, 2020
Book Page005730/002004
Instrument70643
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 04, 2018
Property Address4625 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number0054120862
Book / Page005412 / 000862
Instrument DateOct 01, 2018
Instrument149172
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4625 HICKORY TREE LN ST CLOUD FL 347729005, ST CLOUD, FL 34772-9005

Mortgage

Document Number54120864
DateOct 04, 2018
Book Page005412/000864
Instrument149173
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 03, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,775.00 (+8.36%) Homeowner's exemption$189,769 (+5.99%)$306,300 (+22.81%) Land $72,000 Building $234,300
2023$2,561.00 (+4.79%) Homeowner's exemption$179,050 (+3%)$249,400 (+22.74%) Land $44,000 Building $205,400
2022$2,444.00 Homeowner's exemption$173,835$203,200 Land $36,000 Building $167,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 110 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 191 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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