4619 Hickory Tree Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4619 Hickory Tree Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,007 sqft · built 2019
Lot Size	2.31 acres (101,059 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Apr 2019)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification Apr 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`33263149500001104B`

Property Details

APN / Parcel Number

Primary APN	`33263149500001104B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,007 sqft Heated Area
Gross Area	3,005 sqft
1st Floor Area	2,007 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.31 acres)
Garage Type	Finished
Garage Area	600 sqft

Exterior Amenities

Pool Area	183 sqft
Porch	Finished/Screened Porch
Porch Area	434 sqft
Deck Area	737 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4619 HICKORY TREE LN
City	SAINT CLOUD
State	FL
Zip	34772-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 29 N 1/2 OF LOT 104 LESS W 20 FT
Legal Range	31E
Legal Township	26S
Legal Section	33
Legal Subdivision	S L I C SOUTH ALLIGATOR LAKE AREA
Legal Tract	4950
Legal Lot Number	104
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1016
Census Tract	43802

Owner

Source: Osceola County records · APN 33263149500001104B

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4619 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Loan Modification, Mortgage WATERSTONE MTG
Apr 29, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	2019053735
Deed Book / Page	5514 / 1304
Record Updated	Jun 08, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4619 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number	0056732697
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4619 HICKORY TREE LN ST CLOUD FL 347729005, ST CLOUD, FL 34772-9005

Mortgage

Document Number	0056732697
Date	Feb 12, 2020
Book Page	005673/002697
Instrument	22009

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 29, 2019
Property Address	4619 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number	0055141304
Book / Page	5514 / 1304
Map Reference	MB 274 PG 67
Instrument Date	Apr 25, 2019
Instrument	2019053735
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2920 FRONTIER DR, 2920, KISSIMMEE, FL 34744-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 GATOR BAY LN, SAINT CLOUD, FL 34772-7386

Mortgage

Document Number	2019053736
Date	Apr 29, 2019
Instrument	2019053736

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,605.00 (+9.56%) Homeowner's exemption	$321,867 (+8.51%)	$513,800 (+13.85%) Land $113,100 Building $400,700
2023	$4,203.00 (+4.03%) Homeowner's exemption	$296,620 (+3%)	$451,300 (+27.56%) Land $104,400 Building $346,900
2022	$4,040.00 Homeowner's exemption	$287,981	$353,800 Land $69,600 Building $284,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 110 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 191 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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