4601 Hickory Tree Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4601 Hickory Tree Ln, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,264 sqft · built 1984
Lot Size	2.2 acres (96,006 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Mar 2017)
Tax Bill	$712 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-26-31-4950-0001-121A`

Property Details

APN / Parcel Number

Primary APN	`33-26-31-4950-0001-121A`
Alternative APNs	`26313349500001121A` `99225`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	2,264 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	96,006 sqft (2.2 acres)
Porch	Metal Porch
Porch Area	982 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4601 HICKORY TREE LN
City	SAINT CLOUD
State	FL
Zip	34772-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 29 W 150 FT OF LOTS 120, 121 LESS R/W
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	121A
Legal Lot Number	121A
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1016
Census Tract	43802

Owner

Source: Osceola County records · APN 33-26-31-4950-0001-121A

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4601 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Mar 16, 2017	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 16, 2017	Grant Deed STEWART TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2017 · Amount on Record
Deed Sale	Mar 16, 2017 · Amount on Record
Prior Sale	Feb 01, 2017 · Amount on Record
Deed Document Number	201740785
Deed Book / Page	5117 / 2538
Prior Transfer Date	May 04, 2015
Prior Transfer Doc	0047742411
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4601 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Transaction Type	Mortgage
Record Updated	Aug 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057422611
Date	Jun 24, 2020
Book Page	5742/2611
Instrument	2020081196

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 16, 2017
Property Address	4601 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number	0051172538
Book / Page	5117 / 2538
Map Reference	MB B PG29
Instrument Date	Mar 15, 2017
Instrument	2017040785
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 MISSOURI AVE, 301, SAINT CLOUD, FL 34769-2241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005

Mortgage

Document Number	0051172539
Date	Mar 16, 2017
Book Page	5117/2539
Instrument	2017040786

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

March 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 16, 2017
Property Address	4601 HICKORY TREE LN, SAINT CLOUD, FL 34772-9005
Document Number	0051172537
Book / Page	005117 / 002537
Instrument Date	Feb 10, 2017
Instrument	40784
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 MISSOURI AVE ST CLOUD FL 347692241, ST CLOUD, FL 34769-2241

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+12.84%) Homeowner's exemption Veteran's exemption	$212,746 (+5.99%)	$368,100 (+12.6%) Land $107,200 Building $260,900
2024	$631.00 (-75.97%)
2023	$2,626.00 (+5%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$200,730 (+3%)	$326,900 (+29.31%) Land $99,000 Building $227,900
2022	$2,501.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$194,884	$252,800 Land $66,000 Building $186,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	About 1 in 184 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

4601 Hickory Tree Ln, Saint Cloud, FL 34772 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Grant Deed

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Hickory Tree Ln

Nearby Streets

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