4604 Hickory Tree Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4604 Hickory Tree Ln, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2016
Square Footage	2,120 sqft Living Area
Lot Size	202,466 sqft (4.64 acres)
Garage	Attached, 528 sqft
Occupancy	Owner Occupied
Tax Bill	$4,768.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`32-26-31-4950-0001-1280`
Alternative APNs	`263132495000011280` `115703`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,120 sqft Living Area
Gross Area	4,425 sqft Gross Area
1st Floor	2,120 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	202,466 sqft (4.64 acres)
Parking Spaces	7 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	450 sqft Pool
Deck Area	790 sqft Deck
Porch Area	517 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4604 HICKORY TREE LN
City	SAINT CLOUD
State	FL
Zip	34772-9004
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 28 LOT 128
Legal Range	31E
Legal Township	26S
Legal Section	32
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1280
Legal Lot Number	128
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1013
Census Tract	43802

Owner

Source: Osceola County records · APN 32-26-31-4950-0001-1280

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4604 HICKORY TREE LN, SAINT CLOUD, FL 34772-9004
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Apr 03, 2025
Transfer Doc	0067651803
Record Refreshed	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4604 HICKORY TREE LN, SAINT CLOUD, FL 34772-9004
Document Number	0056211521
Instrument Date	Nov 04, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4604 HICKORY TREE LN ST CLOUD FL 347729004, ST CLOUD, FL 34772-9004

Mortgage

Document Number	0056211521
Date	Nov 08, 2019
Book Page	005621/001521
Instrument	146526

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Nov 07, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,994.00 (+4.74%)	$349,913 (+5.99%)	$760,600 (+12.42%) Land $192,300 Building $568,300
2024	$4,768.00 (+2.08%)
2023	$4,671.00 (+3.92%) Homeowner's exemption	$330,148 (+3%)	$676,600 (+23.04%) Land $177,500 Building $499,100
2022	$4,495.00 Homeowner's exemption	$320,533	$549,900 Land $139,200 Building $410,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	About 1 in 184 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.