Bergen County and Ridgewood Village property record for 434 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 4,512 sqft · built 1964 |
| Lot Size | 0.613 acres (26,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,009,999 (Jan 2013) |
| Tax Bill | $42,234 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04013-0000-00003 |
| Primary APN | 51-04013-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,512 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 26,702 sqft (0.613 acres) |
| Lot Dimensions | 267 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 434 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | .613 AC |
| Legal Block | 4013 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 47500 |
434 Spring Ave is owned and occupied by two individuals who bought it in January 2013.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 SPRING AVE, RIDGEWOOD, NJ 07450-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2013 · Amount on File |
| Deed Sale | Jan 17, 2013 · Amount on File |
| Prior Sale | Mar 14, 2002 · Amount on File |
| Deed Document Number | 2013626401 |
| Deed Book / Page | 1252 / 1780 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 434 Spring Ave was $42,234, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,461,400 (-) Land $572,700 Building $888,700 | $1,461,400 (-) Land $572,700 Building $888,700 | |
| 2025 | $42,234.00 (+0.73%) | $1,461,400 Land $572,700 Building $888,700 | $1,461,400 Land $572,700 Building $888,700 |
| 2024 | $41,927.00 | ||
| 2023 | $1,461,400 Land $572,700 Building $888,700 | $1,461,400 Land $572,700 Building $888,700 | |
| 2022 | $39,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Spring Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Spring Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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