443 River Bluff Dr, Franklin, TN 37064 Property Records

Williamson County property record for 443 River Bluff Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,173 sqft · built 2018
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$524,039 (Jul 2018)
Tax Bill	$3,816 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094089I D 00800`

Property Details

APN / Parcel Number

Primary APN	`094089I D 00800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,173 sqft Living Area
Gross Area	3,481 sqft
Attic	Attic
Attic Area	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,600 sqft
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	542 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	443 RIVER BLUFF DR
City	FRANKLIN
State	TN
Zip	37064-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIVERBLUFF SEC2 PB 62 PG 145 LOT 0011 SUBD RIVERBLUFF SEC 2 PB 70 PG 24 LOT 0011
Legal Subdivision	RIVERBLUFF
Legal Lot Number	11
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2006
Census Tract	50908

Owner

443 River Bluff Dr is owned and occupied by an individual who bought it in July 2018.

Source: Williamson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	443 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Jul 11, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FRANKLIN SYNERGY BANK
Dec 13, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2018 · Amount on File
Deed Sale	Jul 11, 2018 · Amount on File
Deed Document Number	18026764
Deed Book / Page	7409 / 0225
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	443 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083640665
Date	Jan 5, 2021
Book Page	8364/665
Instrument	21000645

Lender

Name	F & M BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 11, 2018
Property Address	443 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0074090225
Book / Page	7409 / 0225
Map Reference	MB P62 PG145
Instrument Date	Jul 9, 2018
Instrument	18026764
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE SOUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,938.94
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 RIVER BLUFF DR, FRANKLIN, TN 37064-1641

Mortgage

Document Number	0018026765
Date	Jul 11, 2018
Instrument	18026765

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Dec 13, 2017
Property Address	443 RIVER BLUFF DR, FRANKLIN, TN 37064-1641
Document Number	0072510416
Book / Page	007251 / 000416
Instrument Date	Dec 8, 2017
Instrument	50899
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018
Title Company	LAND TITLE SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7123 CROSSROADS BLVD BRENTWOOD TN 370272877, BRENTWOOD, TN 37027-2877
Investor	Possibly a Property Investor

Mortgage

Document Number	72510416
Date	Dec 13, 2017
Book Page	007251/000416
Instrument	50899

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 12, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 443 River Bluff Dr was $3,816, down 35.4% from the year before.

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,816.00 (-35.43%)	$243,700 Land $50,000 Building $193,700	$974,800 Land $200,000 Building $774,800
2024	$5,910.00 (+1%)
2023	$2,955.00	$137,075 (-) Land $27,500 Building $109,575	$548,300 (-) Land $110,000 Building $438,300
2022	$2,955.00	$137,075 Land $27,500 Building $109,575	$548,300 Land $110,000 Building $438,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 443 River Bluff Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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