46 Whispering Pine, Irvine, CA 92620 Property Records

Orange County property record for 46 Whispering Pine, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,600 sqft · built 1997
Lot Size	0.112 acres (4,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,215,000 (Sep 2026)
Tax Bill	$7,608 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`530-321-11`

Property Details

APN / Parcel Number

Primary APN	`530-321-11`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	4,862 sqft (0.112 acres)
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	46 WHISPERING PNE
City	IRVINE
State	CA
Zip	92620-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15173 BLK LOT 10
Legal Subdivision	VILLAGE WALK
Legal Tract	15173
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4002
Census Tract	52436

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 WHISPERING PNE, IRVINE, CA 92620-1281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Grant Deed, Transfer · Conventional Mortgage US BANK
Dec 11, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Apr 17, 1998 · Amount on Record
Deed Document Number	2026265000
Prior Transfer Date	Dec 1, 2023
Prior Transfer Doc	0000304871
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 18, 2026
Property Address	46 WHISPERING PNE, IRVINE, CA 92620-1281
Document Number	0000265000
Instrument Date	Sep 9, 2026
Instrument	2026265000
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246,086.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WHISPERING PNE, IRVINE, CA 92620-1281

Mortgage

Document Number	0000265001,
Date	Sep 18, 2026
Instrument	2026265001

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 11, 2023
Property Address	46 WHISPERING PNE, IRVINE, CA 92620-1281
Document Number	0000304871
Map Reference	MB 745 PG 27-29
Instrument Date	Dec 1, 2023
Instrument	2023000304871
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WHISPERING PNE, IRVINE, CA 92620-1281

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$724,765 (+2%) Land $367,281 Building $357,484
2025	$7,608.00 (+4.88%) Homeowner's exemption	$710,554 (+4.04%) Land $360,079 Building $350,475
2023	$7,254.00 (+1.95%) Homeowner's exemption	$682,963 Land $346,097 Building $336,866
2022	$7,115.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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