38 Whispering Pine, Irvine, CA 92620 Property Records

Orange County property record for 38 Whispering Pine, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,614 sqft · built 1997
Lot Size	0.113 acres (4,905 sqft)
Owner	Company Name on Record
Last Sale	$335,500 (Jun 1997)
Tax Bill	$5,902 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`530-321-07`

Property Details

APN / Parcel Number

Primary APN	`530-321-07`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,614 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	4,905 sqft (0.113 acres)
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 WHISPERING PNE
City	IRVINE
State	CA
Zip	92620-1281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15173 BLK LOT 6
Legal Subdivision	TRACT NO 15173
Legal Tract	15173
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4002
Census Tract	52436

Owner

Source: Orange County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	38 WHISPERING PNE, IRVINE, CA 92620-1281
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Feb 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 17, 2021	Intrafamily Transfer, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 1997 · Amount on Record
Deed Sale	Jun 5, 1997 · Amount on Record
Deed Document Number	1997258639
Last Transfer Date	Feb 9, 2021
Transfer Doc	0000108510
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 WHISPERING PNE, IRVINE, CA 92620-1281
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WHISPERING PNE, IRVINE, CA 92620-1281

Mortgage

Document Number	0000073282
Date	Mar 12, 2026
Instrument	2026000073282

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2021
Property Address	38 WHISPERING PNE, IRVINE, CA 92620-1281
Document Number	0000107295
Map Reference	MB 745 PG 27-29
Instrument Date	Feb 9, 2021
Instrument	2021000107295
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	38 WHISPERING PNE, IRVINE, CA 92620-1281

Mortgage

Document Number	0000107297
Date	Feb 16, 2021
Instrument	2021000107297

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 17, 2021
Property Address	38 WHISPERING PNE, IRVINE, CA 92620-1281
Document Number	0000108510
Map Reference	MB 745 PG 27-29
Instrument Date	Feb 9, 2021
Instrument	2021000108510
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38 WHISPERING PNE, IRVINE, CA 92620-1281

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 WHISPERING PNE, IRVINE, CA 92620-1281
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000473438
Date	Nov 8, 2017
Instrument	2017000473438

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,902.00 (+2.2%) Homeowner's exemption	$550,817 (+4.04%) Land $167,659 Building $383,158
2024	$5,775.00 (+2.67%)
2023	$5,625.00 (+1.99%) Homeowner's exemption	$529,429 Land $161,148 Building $368,281
2022	$5,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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