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46 James St, Westminster, MD 21157 Property Records

Carroll County property record for 46 James St, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,276 sqft · built 2000
Lot Size0.17 acres (7,416 sqft)
Owner2 Individual Names on Record
Last Sale$161,900 (Sep 2001)
Tax Bill$4,323 (2026)
Deeds & MortgagesDec 2025 Transfer
Flood ZoneZone X (minimal risk)
APN07-145438

Property Details

APN / Parcel Number

Primary APN07-145438
Alternative APNs
  • 7145438
  • 145438

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,276 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,416 sqft (0.17 acres)
PorchSlab
Porch Area68 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number145438
Street Address46 JAMES ST
CityWESTMINSTER
StateMD
Zip21157-4808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-750
Legal DescriptionLT 30 -7416 SQ FT 46 JAMES ST 3-16 KEMPER & SHIPLEY ADD
Legal SubdivisionSHIPLEY ADD
Legal Lot Number30
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3033
Census Tract507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address46 JAMES ST, WESTMINSTER, MD 21157-4808
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2001 · Amount on Record
Deed SaleSep 25, 2001 · Amount on Record
Deed Document Number20011219
Deed Book / Page2654 / 348
Last Transfer DateDec 11, 2025
Transfer Doc0116440003
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARROLL MD
Recording DateDec 12, 2025
Property Address46 JAMES ST, WESTMINSTER, MD 21157-4808
Document Number0116440003
Book / Page11644 / 3
Map ReferenceLB EAS 3 FO 16
Instrument DateDec 6, 2025
Transaction TypeTransfer
Record UpdatedDec 25, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address46 JAMES ST, WESTMINSTER, MD 21157-4808

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,323.00 (+5.93%) Homeowner's exemption$283,200 (+8.56%) Land $71,600 Building $211,600$283,200 (-) Land $71,600 Building $211,600
2025$4,081.00 (+11.72%) Homeowner's exemption$260,867 (+20.66%)$283,200 (+30.99%) Land $71,600 Building $211,600
2023$3,653.00 Homeowner's exemption$216,200 Land $71,600 Building $144,600$216,200 Land $71,600 Building $144,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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