41 James St, Westminster, MD 21157 Property Records

Carroll County property record for 41 James St, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,276 sqft · built 2001
Lot Size0.387 acres (16,873 sqft)
Owner2 Individual Names on File
Last Sale$459,000 (Jul 2025)
Tax Bill$6,074 (2026)
Deeds & MortgagesDec 2017 Transfer
Flood ZoneZone X (minimal risk)
APN07-145381

Property Details

APN / Parcel Number

Primary APN07-145381
Alternative APNs
  • 7145381
  • 145381

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,276 sqft Total Area
Basement Area1,150 sqft
Finished Basement1,150 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,873 sqft (0.387 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area68 sqft
Deck Area251 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number145381
Street Address41 JAMES ST
CityWESTMINSTER
StateMD
Zip21157-4833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-750
Legal DescriptionLTS 24 & 25 - 16873 41 JAMES ST 3-16 KEMPER & SHIPLEY ADD
Legal SubdivisionSHIPLEY ADD
Legal Lot Number24
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3021
Census Tract507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

41 James St is owned and occupied by two individuals who bought it in July 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address41 JAMES ST, WESTMINSTER, MD 21157-4833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2025 · Amount on File
Deed SaleJul 3, 2025 · Amount on File
Prior SaleNov 18, 2015 · Amount on File
Deed Book / Page11513 / 330
Prior Transfer DateOct 12, 2017
Prior Transfer Doc0088810141
Record UpdatedOct 29, 2026

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARROLL MD
Recording DateDec 4, 2017
Property Address41 JAMES ST, WESTMINSTER, MD 21157-4833
Document Number0088810141
Book / Page008881 / 000141
Instrument DateOct 12, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address41 JAMES ST WESTMINSTER MD 211574833, WESTMINSTER, MD 21157-4833

Tax Assessment & Valuation

The 2026 property tax bill for 41 James St was $6,074 with a homeowner's exemption, up 8.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,074.00 (+8.81%) Homeowner's exemption$361,600 Land $83,600 Building $278,000$361,600 Land $83,600 Building $278,000
2025$5,582.00
2023$4,623.00$273,600 Land $83,600 Building $190,000$273,600 Land $83,600 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 James St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number