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1 James St, Westminster, MD 21157 Property Records

Carroll County property record for 1 James St, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,218 sqft · built 1962
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Aug 2021)
Tax Bill$4,235 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-070233

Property Details

APN / Parcel Number

Primary APN07-070233
Alternative APNs
  • 7070233
  • 070233

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,218 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeAttached
Garage Area345 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number070233
Street Address1 JAMES ST
CityWESTMINSTER
StateMD
Zip21157-4807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-750
Legal DescriptionLT 3 - 7500 SF 1 JAMES ST 3-16 KEMPER AND SHIPLEY ADD
Legal SubdivisionKEMPER AND SHIPLEY ADD
Legal Lot Number3
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3018
Census Tract507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 James St is owned and occupied by two individuals who bought it in August 2021.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1 JAMES ST, WESTMINSTER, MD 21157-4807
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2021 · Amount on File
Deed SaleAug 11, 2021 · Amount on File
Prior SaleJun 11, 2003 · Amount on File
Deed Book / Page10400 / 351
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateAug 11, 2021
Property Address1 JAMES ST, WESTMINSTER, MD 21157-4807
Document Number0104000351
Book / Page10400 / 351
Map ReferenceMB 2 FO 16
Instrument DateJul 28, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1 JAMES ST, WESTMINSTER, MD 21157-4807

Mortgage

Document Number0010400356
DateAug 11, 2021
Instrument10400/356
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1 James St was $4,235 with a homeowner's exemption, up 5.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,235.00 (+5.93%) Homeowner's exemption$276,100 Land $71,700 Building $204,400$276,100 Land $71,700 Building $204,400
2025$3,998.00 Homeowner's exemption
2023$3,581.00 Homeowner's exemption$211,900 Land $71,700 Building $140,200$211,900 Land $71,700 Building $140,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 James St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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