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42 James St, Westminster, MD 21157 Property Records

Carroll County property record for 42 James St, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,276 sqft · built 2000
Lot Size0.17 acres (7,410 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Apr 2026)
Tax Bill$4,836 (2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-143389

Property Details

APN / Parcel Number

Primary APN07-143389
Alternative APNs
  • 7143389
  • 143389

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,276 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,410 sqft (0.17 acres)
PorchSlab
Porch Area68 sqft
Deck Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number143389
Street Address42 JAMES ST
CityWESTMINSTER
StateMD
Zip21157-4808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-750
Legal DescriptionLT 29 - 7410 SQ FT 42 JAMES ST 3-16 KEMPER AND SHIPLEY ADD T
Legal SubdivisionKEMPER AND SHIPLEY ADD
Legal Lot Number29
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3033
Census Tract507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address42 JAMES ST, WESTMINSTER, MD 21157-4808
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2026 · Amount on File
Deed SaleApr 28, 2026 · Amount on File
Prior SaleAug 3, 2004 · Amount on File
Deed Book / Page11748 / 372
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateApr 28, 2026
Property Address42 JAMES ST, WESTMINSTER, MD 21157-4808
Document Number1174000372
Book / Page11748 / 372
Instrument DateMar 26, 2026
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyGUARANTEED TRUST TITLE LLC, GUARANTEED TRUST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$378,750.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address42 JAMES ST, WESTMINSTER, MD 21157-4808

Mortgage

Document Number1174000380,
DateApr 28, 2026
Book Page11748/380
Lender
NamePROSPERITY HOME MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,836.00 (+16.78%)$287,900 (+8.61%) Land $71,600 Building $216,300$287,900 (-) Land $71,600 Building $216,300
2025$4,141.00 (+11.71%) Homeowner's exemption$265,067 (+20.81%)$287,900 (+31.22%) Land $71,600 Building $216,300
2023$3,707.00 Homeowner's exemption$219,400 Land $71,600 Building $147,800$219,400 Land $71,600 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1990–1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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