2 James St, Westminster, MD 21157 Property Records

Carroll County property record for 2 James St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1957
Square Footage	1,526 sqft Total Area
Lot Size	8,335 sqft (0.191 acres)
Garage	Carport, 598 sqft
Occupancy	Owner Occupied
Last Sale	$375,000 (2023)
Tax Bill	$5,021.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-057490`
Alternative APNs	`7057490` `057490`

Interior

Full Baths	2 Baths
Building Area	1,526 sqft Total Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	8,335 sqft (0.191 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Garage Area	598 sqft Garage
Carport	Carport
Carport Area	598 sqft Carport
Porch Area	16 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Baseboard Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	057490
Street Address	2 JAMES ST
City	WESTMINSTER
State	MD
Zip	21157-4808
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 8335 SF 2 JAMES ST WESTMINSTER
Legal Subdivision	KEMPER & SHIPLEYS ADD
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	3
Census Block	3033
Census Tract	507601

Owner

Source: Carroll County records · APN 07-057490

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 JAMES ST, WESTMINSTER, MD 21157-4808
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2023	Deed, Transfer
Jan 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Nov 14, 2019	Deed, Transfer · Veterans Administration Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2023 · Amount on Record
Deed Sale	Aug 02, 2023 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Book / Page	11085 / 276
Prior Transfer Date	Oct 06, 2006
Prior Transfer Doc	0050200618
Record Refreshed	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 02, 2023
Property Address	2 JAMES ST, WESTMINSTER, MD 21157-4808
Document Number	0110850276
Book / Page	11085 / 276
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2 JAMES ST, WESTMINSTER, MD 21157-4808

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2 JAMES ST, WESTMINSTER, MD 21157-4808
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COMMUNITY SETTLEMENTS & ESCR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100400360
Date	Jan 08, 2021
Book Page	10040/360

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 14, 2019
Property Address	2 JAMES ST, WESTMINSTER, MD 21157-4808
Document Number	0094780210
Book / Page	9478 / 0210
Map Reference	LB EAS201 FO 538
Instrument Date	Oct 07, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2 JAMES ST, WESTMINSTER, MD 21157-4808

Mortgage

Document Number	0094780217
Date	Nov 14, 2019
Book Page	9478/0217

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,400 (+11.52%) Land $72,700 Building $282,700	$355,400 (-) Land $72,700 Building $282,700
2025	$5,021.00 (+21.13%) Homeowner's exemption	$318,700 (+29.92%)	$355,400 (+44.88%) Land $72,700 Building $282,700
2023	$4,145.00 (+62.93%)	$245,300 (+8.96%) Land $72,700 Building $172,600	$245,300 (-) Land $72,700 Building $172,600
2022	$2,544.00	$225,133	$245,300 Land $72,700 Building $172,600

Flood & Wildfire

2 James St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

2 James St, Westminster, MD 21157 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on James St

Nearby Streets

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