46 Garner Ave, Buffalo, NY 14213 Property Records

Erie County and Buffalo City property record for 46 Garner Ave, Buffalo, NY 14213

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,424 sqft · built 1877
Lot Size0.077 acres (3,332 sqft)
Owner2 Individual Names on Record
Last Sale$172,000 (Jul 2022)
Tax Bill$558 (2026)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN140200 88.74-3-29

Property Details

APN / Parcel Number

Primary APN140200 88.74-3-29
Alternative APNs
  • 02000887400003029000
  • 04481300

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,424 sqft Living Area
1st Floor Area704 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1877
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,332 sqft (0.077 acres)
Lot Dimensions119 ft deep x 28 ft wide
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area63 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04481300
Street Address46 GARNER AVE
CityBUFFALO
StateNY
Zip14213-1130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN-2R
Legal Description131.45 W HERKIMER
Legal SubdivisionSTEVENS SURVEY
Legal Block3
Legal Lot Number29.000
JurisdictionERIE NY
Township / Civil DivisionBUFFALO
Census Block Group4
Census Block4000
Census Tract17100

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46 GARNER AVE, BUFFALO, NY 14213-1130
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleDec 18, 2015 · Amount on Record
Deed Document Number20222022142995
Deed Book / Page11405 / 4079
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateJul 27, 2022
Property Address46 GARNER AVE, BUFFALO, NY 14213-1130
Document Number0114054079
Book / Page11405 / 4079
Instrument DateJul 19, 2022
Instrument2022142995
Transaction TypeTransfer
Record UpdatedApr 2, 2024
Title CompanySTEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$688.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address46 GAMER AVENUE, BUFFALO, NY 14213

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 GARNER AVE, BUFFALO, NY 14213-1130

Mortgage

Document Number0140616837
DateJul 27, 2022
Instrument14061/6837
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Mortgage

Document Number0140616849
DateJul 27, 2022
Book Page14061/6849
Instrument2022142997
Lender
NameWEST SIDE NEIGHBORHOOD HOUSING SERVICES
TypeNon-Lending Institution
AddressBUFFALO, NY 14213
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueAug 1, 2027

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityBuffalo City
Unified School DistrictBuffalo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$558.00 (-61.62%)
2025$1,454.00 (+42.13%)$169,000 (+168.25%) Land $25,000 Building $144,000$169,000 (+64.98%) Land $25,000 Building $144,000
2024$1,023.00 (+212.84%)$63,000 (-) Land $5,000 Building $58,000$102,439 (+13.82%) Land $8,130 Building $94,309
2023$327.00$63,000 Land $5,000 Building $58,000$90,000 Land $7,143 Building $82,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER AUTHORITY
serves 276,000 people · EPA ID NY1400422
Water SourceSurface water
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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