Cape May County and Lower Township property record for 46 E Pacific Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 903 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jul 2021) |
| Tax Bill | $2,145 (2024) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2020 Transfer + 2 more |
| APN | 05-00088-0000-00027 |
| Primary APN | 05-00088-0000-00027 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 903 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 46 E PACIFIC AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L28 |
| Legal Block | 88 |
| Legal Lot Number | 27 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 21804 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 E PACIFIC AVE, VILLAS, NJ 08251-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Feb 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 31, 2018 | Grant Deed, Transfer LUBONTY JLD |
| Feb 14, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | Dec 31, 2018 · Amount on Record |
| Deed Document Number | 202133878 |
| Deed Book / Page | 3998 / 174 |
| Prior Transfer Date | Sep 19, 1989 |
| Prior Transfer Doc | 1967000185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 15, 2021 |
| Property Address | 46 E PACIFIC AVE, VILLAS, NJ 08251-2630 |
| Document Number | 0000033878 |
| Book / Page | 3998 / 174 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 2021033878 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 E PACIFIC AVE, VILLAS, NJ 08251-2630 |
| Document Number | 0000033879 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021033879 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 4, 2020 |
| Property Address | 46 E PACIFIC AVE, VILLAS, NJ 08251-2630 |
| Document Number | 0038990669 |
| Book / Page | 003899 / 000669 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 3631 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 315 EAST PKWY VILLAS NJ 08251, VILLAS, NJ 08251 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Dec 31, 2018 |
| Property Address | 46 E PACIFIC AVE, VILLAS, NJ 08251-2630 |
| Document Number | 0038320730 |
| Book / Page | 003832 / 000730 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 79426 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $79.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 E PACIFIC AVE VILLAS NJ 082512630, VILLAS, NJ 08251-2630 |
| Document Number | 60300923 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 006030/000923 |
| Instrument | 79427 |
| Name | LUBONTY JLD |
|---|---|
| Address | PO BOX 2011, CAPE MAY, NJ 08204-7011 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 30, 2028 |
| Document Number | 60300928, |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 006030/000928 |
| Instrument | 79428 |
| Name | LUBONTY JLD LLC |
|---|---|
| Address | PO BOX 2011, CAPE MAY, NJ 08204-7011 |
| Amount | Amount Recorded |
|---|
| Rate | 12% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 14, 2018 |
| Property Address | 46 E PACIFIC AVE, VILLAS, NJ 08251-2630 |
| Document Number | 0037760783 |
| Book / Page | 003776 / 000783 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 45327 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 740 MARNE HWY #104 MOORESTOWN NJ 080573126, 104, MOORESTOWN, NJ 08057-3126 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,000 (-) Land $70,000 Building $36,000 | $106,000 (-) Land $70,000 Building $36,000 | |
| 2025 | $106,000 (-) Land $70,000 Building $36,000 | $106,000 (-) Land $70,000 Building $36,000 | |
| 2024 | $2,145.00 (+4.74%) | ||
| 2023 | $106,000 Land $70,000 Building $36,000 | $106,000 Land $70,000 Building $36,000 | |
| 2022 | $2,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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