45 E Pacific Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 45 E Pacific Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 1940
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jul 2010)
Tax Bill	$1,889 (2024)
Deeds & Mortgages	Feb 2017 Mortgage
APN	`05-00084-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`05-00084-0000-00038`
Alternative APN	`050008400038`

Interior

Stories	1 Story
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide

Location & Zoning

Street Address	45 E PACIFIC AVE
City	VILLAS
State	NJ
Zip	08251-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L39
Legal Subdivision	WILDWOOD VILLAS SEC 01
Legal Block	84
Legal Lot Number	38
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3026
Census Tract	21804

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 E PACIFIC AVE, VILLAS, NJ 08251-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2010 · Amount on Record
Deed Sale	Jul 6, 2010 · Amount on Record
Prior Sale	Jun 22, 1998 · Amount on Record
Deed Document Number	2010132
Deed Book / Page	3423 / 942
Last Transfer Date	Feb 3, 2017
Transfer Doc	0000003942
Record Updated	Oct 29, 2026

February 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 8, 2017
Property Address	45 E PACIFIC AVE, VILLAS, NJ 08251-2631
Document Number	0037160316
Book / Page	003716 / 000316
Instrument Date	Feb 3, 2017
Instrument	3942
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 E PACIFIC AVE VILLAS NJ 082512631, VILLAS, NJ 08251-2631

Mortgage

Document Number	58400734
Date	Feb 8, 2017
Book Page	005840/000734
Instrument	3943

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,700 (-) Land $69,200 Building $36,500	$105,700 (-) Land $69,200 Building $36,500
2025		$105,700 (-) Land $69,200 Building $36,500	$105,700 (-) Land $69,200 Building $36,500
2024	$1,889.00 (+5.35%)
2023		$105,700 Land $69,200 Building $36,500	$105,700 Land $69,200 Building $36,500
2022	$1,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	24 (1979–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20