Cape May County and Lower Township property record for 39 E Pacific Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 888 sqft · built 1940 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jun 2026) |
| Tax Bill | $2,220 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage |
| APN | 05-00084-0000-00040 |
| Primary APN | 05-00084-0000-00040 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 888 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 90 ft deep x 75 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 39 E PACIFIC AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L41,42 |
| Legal Subdivision | WILDWOOD VILLAS SEC I |
| Legal Block | 84 |
| Legal Lot Number | 40 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 21804 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 WASHINGTON TER, AUDUBON, NJ 08106-2221 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 5, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 2, 2021 | Deed, Transfer · Stand-Alone First Mortgage GATEWAY MORTGAGE GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2021 · Amount on Record |
| Deed Document Number | 202698962 |
| Deed Book / Page | 4285 / 441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jun 5, 2026 |
| Property Address | 39 E PACIFIC AVE, VILLAS, NJ 08251-2631 |
| Document Number | 0000098962 |
| Book / Page | 4285 / 441 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202698962 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | DREAM HOME ABSTRACT LLC, DREAM HOME ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 WASHINGTON TER, AUDUBON, NJ 08106-2221 |
| Investor | Possibly a Property Investor |
| Document Number | 0000098963, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 6916/581 |
| Instrument | 202698963 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jul 2, 2021 |
| Property Address | 39 E PACIFIC AVE, VILLAS, NJ 08251-2631 |
| Document Number | 0000032208 |
| Book / Page | 3995 / 898 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021032208 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15A S CROSS RD, GILL, MA 01354-9720 |
| Document Number | 0000032209 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021032209 |
| Name | GATEWAY MORTGAGE GROUP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,700 (-) Land $78,800 Building $30,900 | $109,700 (-) Land $78,800 Building $30,900 | |
| 2025 | $109,700 (-) Land $78,800 Building $30,900 | $109,700 (-) Land $78,800 Building $30,900 | |
| 2024 | $2,220.00 (+4.72%) | ||
| 2023 | $109,700 Land $78,800 Building $30,900 | $109,700 Land $78,800 Building $30,900 | |
| 2022 | $2,120.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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