Cape May County and Lower Township property record for 54 E Pacific Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 1,756 sqft · built 1940 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,500 (Apr 2020) |
| Tax Bill | $3,082 (2024) |
| Deeds & Mortgages | Oct 2021 Refinance Apr 2020 Sale & Mortgage |
| APN | 05-00088-0000-00033 |
| Primary APN | 05-00088-0000-00033 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,756 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 54 E PACIFIC AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L34 |
| Legal Subdivision | WILDWOOD VILLAS SEC 01 |
| Legal Block | 88 |
| Legal Lot Number | 33 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 21804 |
54 E Pacific Ave is owned and occupied by two individuals who bought it in April 2020.
Source: Cape May County and Lower Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 E PACIFIC AVE, VILLAS, NJ 08251-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Apr 29, 2020 | Grant Deed, Transfer · FHA Mortgage REPUBLIC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on File |
| Deed Sale | Apr 29, 2020 · Amount on File |
| Prior Sale | May 11, 2004 · Amount on File |
| Deed Document Number | 202012738 |
| Deed Book / Page | 3911 / 419 |
| Prior Transfer Date | May 7, 2003 |
| Prior Transfer Doc | 0030780821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 54 E PACIFIC AVE, VILLAS, NJ 08251-2630 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000047250 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 6475/199 |
| Instrument | 2021047250 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Apr 29, 2020 |
| Property Address | 54 E PACIFIC AVE, VILLAS, NJ 08251-2630 |
| Document Number | 0039110419 |
| Book / Page | 003911 / 000419 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 12738 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2020 |
| Title Company | GROUP 21 TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 54 E PACIFIC AVE VILLAS NJ 082512630, VILLAS, NJ 08251-2630 |
| Document Number | 61800749 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 006180/000749 |
| Instrument | 12739 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,300 (-) Land $70,000 Building $82,300 | $152,300 (-) Land $70,000 Building $82,300 | |
| 2025 | $152,300 Land $70,000 Building $82,300 | $152,300 Land $70,000 Building $82,300 | |
| 2024 | $3,082.00 | ||
| 2023 | $152,300 Land $70,000 Building $82,300 | $152,300 Land $70,000 Building $82,300 | |
| 2022 | $2,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 54 E Pacific Ave; there have been 24 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 54 E Pacific Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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