46 E Hillcrest Dr, Ponca City, OK 74604 Property Records

Kay County property record for 46 E Hillcrest Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,734 sqft · built 1952
Lot Size	1.1 acres (48,134 sqft)
Owner	2 Individual Names on File
Last Sale	$626,000 (Oct 2022)
Tax Bill	$5,828 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`0490-00-000-015-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0490-00-000-015-0-000-00`
Alternative APN	`4187`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,734 sqft Living Area
1st Floor Area	3,734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,134 sqft (1.1 acres)
Garage Type	Attached
Garage Area	2,378 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	163 sqft
Deck Area	1,170 sqft
Patio Area	1,170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4187
Street Address	46 E HILLCREST DR
City	PONCA CITY
State	OK
Zip	74604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - ENFIELD ADD TR #15
Legal Range	02E
Legal Township	26N
Legal Section	26
Legal Subdivision	ENFIELD
Legal Tract	15
Legal Lot Number	15
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

46 E Hillcrest Dr is owned and occupied by two individuals who acquired it in February 2025.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 HILLCREST DR, PONCA CITY, OK 74604-4833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Oct 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Prior Sale	Jun 9, 2003 · Amount on File
Deed Document Number	20228244
Deed Book / Page	1920 / 258
Last Transfer Date	Feb 14, 2025
Transfer Doc	0000000966
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	46 E HILLCREST DR, PONCA CITY, OK 74604-4834
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001462
Date	Mar 1, 2018
Book Page	1769/0562
Instrument	2018-001462

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Mar 1, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Oct 21, 2022
Property Address	46 E HILLCREST DR, PONCA CITY, OK 74604-4834
Document Number	I2022008244
Book / Page	1920 / 258
Instrument Date	Oct 18, 2022
Instrument	I-2022-008244
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Tax	$939.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 HILLCREST DR, PONCA CITY, OK 74604-4833

Tax Assessment & Valuation

The 2025 property tax bill for 46 E Hillcrest Dr was $5,828 with a homeowner's exemption, up 3.4% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,081 (-1.4%) Land $2,647 Building $58,434	$555,282 (-1.4%) Land $24,064 Building $531,218
2025	$5,828.00 (+3.41%) Homeowner's exemption	$61,949 (+2.36%) Land $2,647 Building $59,302	$563,175 (-4.54%) Land $24,064 Building $539,111
2024	$5,636.00 (-0.53%) Homeowner's exemption	$60,522 (+3%) Land $2,647 Building $57,875	$589,938 (+10.44%) Land $24,064 Building $565,874
2023	$5,666.00	$58,759 Land $2,647 Building $56,112	$534,173 Land $24,064 Building $510,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 E Hillcrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 E Hillcrest Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, Nextlink.

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