45 E Hillcrest Dr, Ponca City, OK 74604 Property Records

Kay County property record for 45 E Hillcrest Dr, Ponca City, OK 74604

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,224 sqft · built 1952
Lot Size0.847 acres (36,895 sqft)
OwnerIndividual Name on File
Tax Bill$1,867 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN0490-00-000-006-0-000-00

Property Details

APN / Parcel Number

Primary APN0490-00-000-006-0-000-00
Alternative APN
  • 4178

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,224 sqft Living Area
1st Floor Area2,629 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area36,895 sqft (0.847 acres)
Lot Dimensions170 ft deep x 217 ft wide
Garage TypeMixed
Garage Area315 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number4178
Street Address45 E HILLCREST DR
CityPONCA CITY
StateOK
Zip74604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP C-ENFIELD TRACT 6 TR #6 INCL TR 34-A 33' X 170.1' X 128' X 201.3' ADJ TR #6 ENFIELD ON W
Legal Range02E
Legal Township26N
Legal Section26
Legal SubdivisionENFIELD
Legal Tract6,34
Legal Lot Number6
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group2
Census Block2007
Census Tract300

Owner

45 E Hillcrest Dr is owned and occupied by an individual who acquired it in February 1999.

Source: Kay County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address45 E HILLCREST DR, PONCA CITY, OK 74604
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 1999
Deed SaleFeb 22, 1999
Prior SaleJul 9, 1997
Deed Book / Page1050 / 188
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAY OK
Property Address45 E HILLCREST DR, PONCA CITY, OK 74604
Transaction TypeMortgage
Record UpdatedNov 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberI2023007530
DateNov 7, 2023
Book Page1948/836
InstrumentI-2023-007530
Lender
NameGAIL K JENSEN
TypePrivate Party
Address20 BLACK MESA, SANTA FE, NM 87506
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 E Hillcrest Dr was $1,867, up 6.1% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
MunicipalityPonca City
Unified School DistrictPonca City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,962 (+2.25%) Land $2,029 Building $17,933$181,471 (-1.71%) Land $18,445 Building $163,026
2025$1,867.00 (+6.08%)$19,522 (+5%) Land $2,029 Building $17,493$184,621 (-7.62%) Land $18,445 Building $166,176
2024$1,760.00 (+3.04%)$18,593 (+5%) Land $2,029 Building $16,564$199,849 (+9.31%) Land $18,445 Building $181,404
2023$1,708.00$17,708 Land $2,029 Building $15,679$182,834 Land $18,445 Building $164,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 E Hillcrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2019)
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 E Hillcrest Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ponca City Utility Authority
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Chisholm Broadband, Nextlink.

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