32 E Hillcrest Dr, Ponca City, OK 74604 Property Records

Kay County property record for 32 E Hillcrest Dr, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,764 sqft · built 1954
Lot Size	0.677 acres (29,490 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (May 2019)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0490-00-000-008-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0490-00-000-008-0-000-00`
Alternative APN	`4180`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,764 sqft Living Area
1st Floor Area	2,194 sqft
Utility Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,490 sqft (0.677 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	665 sqft
Porch	Slab
Porch Area	270 sqft
Deck Area	670 sqft
Patio Area	670 sqft
Utility Building	912 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4180
Street Address	32 E HILLCREST DR
City	PONCA CITY
State	OK
Zip	74604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-ENFIELD ADD TRACT 8
Legal Range	02E
Legal Township	26N
Legal Section	26
Legal Subdivision	ENFIELD
Legal Tract	8
Legal Lot Number	8
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

32 E Hillcrest Dr is owned by two individuals who bought it in May 2019.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 HILLCREST DR, PONCA CITY, OK 74604-4833
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit CHEROKEE STRIP CU
May 22, 2019	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN EQUITY BANK
Aug 17, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	20193669
Deed Book / Page	1806 / 730
Prior Transfer Date	Aug 13, 2018
Prior Transfer Doc	0000006338
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	32 E HILLCREST DR, PONCA CITY, OK 74604
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022005044
Date	Jul 1, 2022
Book Page	1909/389
Instrument	I-2022-005044

Lender

Name	CHEROKEE STRIP CU
Type	Credit Union
Address	PONCA CITY, OK 74604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	May 22, 2019
Property Address	32 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	0000003669
Book / Page	1806 / 0730
Instrument Date	May 21, 2019
Instrument	2019-003669
Transaction Type	Construction Loan
Record Updated	Aug 26, 2022
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000003670
Date	May 22, 2019
Instrument	2019-003670

Lender

Name	AMERICAN EQUITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 21, 2020

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KAY OK
Recording Date	Aug 17, 2018
Property Address	32 E HILLCREST DR, PONCA CITY, OK 74604
Document Number	0000006338
Book / Page	001784 / 000464
Instrument Date	Aug 13, 2018
Instrument	6338
Transaction Type	Foreclosure
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32 HILLCREST DR PONCA CITY OK 746044833, PONCA CITY, OK 74604-4833

Tax Assessment & Valuation

The 2025 property tax bill for 32 E Hillcrest Dr was $2,275, up 6% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,985 (+5%) Land $1,621 Building $23,364	$227,138 (+0.55%) Land $14,739 Building $212,399
2025	$2,275.00 (+6.01%)	$23,796 (+5%) Land $2,108 Building $21,688	$225,894 (-5.38%) Land $19,161 Building $206,733
2024	$2,146.00 (+3.12%)	$22,662 (+4.99%) Land $2,108 Building $20,554	$238,743 (+15.62%) Land $19,161 Building $219,582
2023	$2,081.00	$21,584 Land $2,108 Building $19,476	$206,490 Land $19,161 Building $187,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 E Hillcrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 E Hillcrest Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, Nextlink.

Nearby Properties on E Hillcrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures