1. Home
  2. Massachusetts
  3. Essex County
  4. Saugus
  5. Central St

457 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 457 Central St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 876 sqft · built 1950
Lot Size0.277 acres (12,084 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Jan 2018)
Tax Bill$5,239 (2026)
Deeds & MortgagesAug 2022 Refinance
Nov 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNSAUG M:006-E B:0017 L:0001

Property Details

APN / Parcel Number

Primary APNSAUG M:006-E B:0017 L:0001
Alternative APNs
  • M:006=E B:0017 L:0001
  • 2802023

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area876 sqft Living Area
Gross Area1,910 sqft
1st Floor Area876 sqft
Basement Area876 sqft
Unfinished Basement876 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,084 sqft (0.277 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2802023
Street Address457 CENTRAL ST
CitySAUGUS
StateMA
Zip01906-3636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block17
Legal Lot Number1
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2000
Census Tract208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address457 CENTRAL ST, SAUGUS, MA 01906-3636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NEW ENGLAND TEAMSTERS FCU
Nov 12, 2021Quit Claim Deed, Transfer
Quitclaim
Jul 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FALL RIVER FIVE CENTS SAVINGS BANK
Jan 18, 2018Quit Claim Deed, Transfer · Conventional Mortgage
JEANNE D'ARC CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2018 · Amount on Record
Deed SaleJan 18, 2018 · Amount on Record
Prior SaleFeb 10, 2014
Deed Book / Page36477 / 70
Last Transfer DateNov 10, 2021
Transfer Doc40476-1
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address457 CENTRAL ST, SAUGUS, MA 01906-3636
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041139-549
DateAug 19, 2022
Book Page41139/549
Instrument20220819000720
Lender
NameNEW ENGLAND TEAMSTERS FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2042

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateNov 12, 2021
Property Address457 CENTRAL ST, SAUGUS, MA 01906-3636
Document Number40476-1
Book / Page40476 / 1
Instrument DateNov 10, 2021
Instrument20211112001010
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address457 CENTRAL ST, SAUGUS, MA 01906-3636

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address457 CENTRAL ST, SAUGUS, MA 01906-3636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38713-256
DateJul 15, 2020
Book Page38713/256
Instrument20200715001350
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateJan 18, 2018
Property Address457 CENTRAL ST, SAUGUS, MA 01906-3636
Document Number36477-70
Book / Page036477 / 000070
Instrument DateJan 18, 2018
Instrument1801181110
Transaction TypeTransfer
Record UpdatedFeb 6, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,641.60
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 ELLWOOD ST #2 CHARLESTOWN MA 021293809, 2, CHARLESTOWN, MA 02129-3809

Mortgage

Document Number36477-72
DateJan 18, 2018
Book Page036477/000072
Instrument1801181120
Lender
NameJEANNE D'ARC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2048
Interest
Rate4.13%

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,239.00 (+5.52%)$502,800 (+8.15%) Land $336,100 Building $166,700$538,473 (+10.32%)
2025$4,965.00 (+6.75%)$464,900 (+6.46%) Land $303,900 Building $161,000$488,110
2024$4,651.00 (+2.51%)$436,700 (+8.39%) Land $276,300 Building $160,400
2023$4,537.00$402,900 Land $248,600 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1984)
Most Recent ClaimJun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures