452 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 452 Central St, Saugus, MA 01906

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 1,026 sqft · built 1989
Lot Size	0.544 acres (23,679 sqft)
Owner	2 Company Names on Record
Last Sale	$270,000 (Dec 2004)
Tax Bill	$11,881 (2026)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone A (high risk)
APN	`SAUG M:006-F B:0004 L:0031`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0004 L:0031`
Alternative APNs	`M:006=F B:0004 L:0031` `3125001`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,026 sqft Total Area
Gross Area	2,052 sqft
Basement Area	1,026 sqft
Unfinished Basement	1,026 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,679 sqft (0.544 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	3125001
Street Address	452 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-3637
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	NA
Legal Block	4
Legal Lot Number	31
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2004
Census Tract	208200

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	452 CENTRAL ST, SAUGUS, MA 01906-3637
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2004 · Amount on Record
Deed Sale	Dec 22, 2004 · Amount on Record
Prior Sale	Aug 21, 1997 · Amount on Record
Deed Book / Page	23781 / 198
Last Transfer Date	Oct 24, 2022
Transfer Doc	041284-432
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 3, 2022
Property Address	452 CENTRAL ST, SAUGUS, MA 01906-3637
Document Number	041284-432
Book / Page	41284 / 432
Instrument Date	Oct 24, 2022
Instrument	20221103002840
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 CENTRAL ST, SAUGUS, MA 01906-3637

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,881.00 (+1.58%)	$558,300 (+4.83%) Land $391,500 Building $166,800
2025	$11,696.00 (+3.06%)	$532,600 (+3.48%) Land $371,900 Building $160,700
2024	$11,349.00 (+3.11%)	$514,700 (+9.14%) Land $358,900 Building $155,800
2023	$11,007.00	$471,600 Land $326,300 Building $145,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20