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448 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 448 Central St, Saugus, MA 01906 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1935
Square Footage2,415 sqft Living Area
Lot Size3,690 sqft (0.085 acres)
OccupancyOwner Occupied
Last Sale$555,000 (2018)
Tax Bill$7,514.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:006-F B:0004 L:0029
Alternative APNs
  • M:006=F B:0004 L:0029
  • 6813031

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Units2 Units
Building Area2,415 sqft Living Area
Gross Area4,452 sqft Gross Area
1st Floor1,050 sqft 1st Floor
Basement Area1,050 sqft Basement
Unfinished Basement1,050 sqft Unfinished
Stories3 Stories

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area3,690 sqft (0.085 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number6813031
Street Address448 CENTRAL ST
CitySAUGUS
StateMA
Zip01906-3637
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal SubdivisionJOSEPH PEZETTE
Legal Block4
Legal Lot Number29
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup2
Census Block2004
Census Tract208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-F B:0004 L:0029

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address448 CENTRAL ST, SAUGUS, MA 01906-3637
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 26, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 17, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKLAND TRUST CO
Aug 02, 2018Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROCKLAND TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2018 · Amount on Record
Deed SaleAug 02, 2018 · Amount on Record
Prior SaleJun 28, 2011 · Amount on Record
Deed Book / Page36912 / 352
Transfer Doc3049000369
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address448 CENTRAL ST, SAUGUS, MA 01906-3637
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number040062-398
DateJul 08, 2021
Book Page40062/398
Instrument20210708000370
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueAug 01, 2050

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address448 CENTRAL ST, SAUGUS, MA 01906-3637
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number042912-122
DateAug 26, 2025
Book Page42912/122
Instrument20250826003770
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term301 Months
DueSep 01, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address448 CENTRAL ST, SAUGUS, MA 01906-3637
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38199-314
DateJan 17, 2020
Book Page38199/314
Instrument20200117002060
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateAug 02, 2018
Property Address448 CENTRAL ST, SAUGUS, MA 01906-3637
Document Number36912-352
Book / Page036912 / 000352
Instrument DateAug 02, 2018
Instrument2001630
Transaction TypeTransfer
Record UpdatedAug 21, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,530.80
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 CENTRAL ST SAUGUS MA 019063637, SAUGUS, MA 01906-3637

Mortgage

Document Number36912-354
DateAug 02, 2018
Book Page036912/000354
Instrument2001640
Lender
NameROCKLAND TR
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,514.00 (+6.69%)$703,600 (+6.4%) Land $276,200 Building $427,400
2024$7,043.00 (+4.23%)$661,300 (+10.2%) Land $251,100 Building $410,200
2023$6,757.00$600,100 Land $226,000 Building $374,100

Flood & Wildfire

448 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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