459 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 459 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,011 sqft · built 1956
Lot Size	0.2 acres (8,708 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2017)
Tax Bill	$5,482 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-F B:0003 L:0004`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0003 L:0004`
Alternative APNs	`M:006=F B:0003 L:0004` `8618016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,011 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	1,011 sqft
Basement Area	1,011 sqft
Unfinished Basement	1,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,708 sqft (0.2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8618016
Street Address	459 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2001
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-F B:0003 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	459 CENTRAL ST, SAUGUS, MA 01906-3636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	May 29, 2009 · Amount on Record
Deed Book / Page	36250 / 492
Transfer Doc	2863000196
Record Updated	Sep 20, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 13, 2017
Property Address	459 CENTRAL ST, SAUGUS, MA 01906-3636
Document Number	36250-492
Book / Page	36250 / 492
Instrument	262
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 CENTRAL ST, SAUGUS, MA 01906-3636

Mortgage

Document Number	362500495
Date	Oct 13, 2017
Instrument	36250/0495

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,482.00 (+6.59%)	$513,300 (+6.3%) Land $292,700 Building $220,600	$422,655
2024	$5,143.00 (+1.9%)	$482,900 (+7.74%) Land $266,100 Building $216,800
2023	$5,047.00	$448,200 Land $239,500 Building $208,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 683 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.