463 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 463 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1880
Lot Size	0.108 acres (4,683 sqft)
Owner	2 Individual Names on File
Last Sale	$684,000 (May 2025)
Tax Bill	$4,990 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-F B:0002 L:0009`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0002 L:0009`
Alternative APNs	`M:006=F B:0002 L:0009` `1987029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,304 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	804 sqft
Basement Area	752 sqft
Unfinished Basement	752 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,683 sqft (0.108 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1987029
Street Address	463 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2002
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-F B:0002 L:0009

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	463 CENTRAL ST, SAUGUS, MA 01906-3741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Oct 02, 2024 · Amount on Record
Deed Book / Page	42731 / 457
Record Updated	Sep 20, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 23, 2025
Property Address	463 CENTRAL ST, SAUGUS, MA 01906-3741
Document Number	042731-457
Book / Page	42731 / 457
Instrument Date	May 23, 2025
Instrument	20250523000900
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	463 CENTRAL ST, SAUGUS, MA 01906-3741

Mortgage

Document Number	20250523000910
Date	May 23, 2025
Instrument	20250523000910

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00 (+6.76%)	$467,200 (+6.45%) Land $279,500 Building $187,700	$644,955
2024	$4,674.00 (+1.21%)	$438,900 (+7.02%) Land $254,000 Building $184,900
2023	$4,618.00	$410,100 Land $228,600 Building $181,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 683 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures