456 E Handsome Brook Rd, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 456 E Handsome Brook Rd, Franklin, NY 13775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,156 sqft · built 1992
Lot Size	5.47 acres (238,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Aug 2024)
Tax Bill	$7,707 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`123289 98.-1-36.13`

Property Details

APN / Parcel Number

Primary APN	`123289 98.-1-36.13`
Alternative APNs	`32890980000001036130` `06400433008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,156 sqft Living Area
Upper Floors Area	924 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	238,273 sqft (5.47 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	784 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	06400433008
Street Address	456 E HANDSOME BROOK RD
City	FRANKLIN
State	NY
Zip	13775-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CLARK-R BOWNE PATENT MAY MILLER AG DISTRICT 2
Legal Block	1
Legal Lot Number	36.130
Jurisdiction	DELAWARE NY
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3126
Census Tract	970300

Owner

Source: Delaware County and Franklin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2746 SCOTCH RIDGE RD, DUANESBURG, NY 12056-3207
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 10, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 3, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMESTEAD FUNDING CORP
Oct 3, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	20245263
Deed Book / Page	1792 / 330
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	456 E HANDSOME BROOK RD, FRANKLIN, NY 13775-3718
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002443/193
Date	Jul 27, 2023
Book Page	2443/193
Instrument	4720

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Aug 1, 2047

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	456 E HANDSOME BROOK RD, FRANKLIN, NY 13775-3718
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002412/11
Date	Nov 10, 2022
Book Page	2412/11
Instrument	8285

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	456 E HANDSOME BROOK RD, FRANKLIN, NY 13775-3718
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002361/22
Date	Jan 24, 2022
Book Page	2361/22
Instrument	506

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	456 E HANDSOME BROOK RD, FRANKLIN, NY 13775-3718
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 000000007174
Date	Oct 3, 2017
Book Page	0000002102/0000000183
Instrument	000000007174

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2047

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Oct 3, 2017
Property Address	456 E HANDSOME BROOK RD, FRANKLIN, NY 13775-3718
Document Number	001535/137
Book / Page	1535 / 137
Instrument Date	Sep 29, 2017
Instrument	000000007173
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8816 89TH ST, WOODHAVEN, NY 11421-2505

Tax Assessment & Valuation

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Franklin Town
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,707.00 (+1.26%)
2025	$7,611.00 (+224.42%)	$250,000 (-) Land $24,000 Building $226,000	$373,134 (+13.43%) Land $35,821 Building $337,313
2023		$250,000 (-) Land $24,000 Building $226,000	$328,947 (+23.68%) Land $31,579 Building $297,368
2022		$250,000 Land $24,000 Building $226,000	$265,957 Land $25,532 Building $240,425
2021	$2,346.00 (-56.45%)
2020	$5,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2006–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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