45537 Ingleham Cir, Callahan, FL 32011 Property Records

Nassau County property record for 45537 Ingleham Cir, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,705 sqft · built 2016
Lot Size	0.168 acres (7,332 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2023)
Tax Bill	$4,050 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-2N-25-015A-0118-0000`

Property Details

APN / Parcel Number

Primary APN	`51-2N-25-015A-0118-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Heated Area
Gross Area	2,195 sqft
1st Floor Area	1,705 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,332 sqft (0.168 acres)
Garage Area	400 sqft
Porch	Open Porch
Porch Area	20 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45537 INGLEHAM CIR
City	CALLAHAN
State	FL
Zip	32011-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 118 AMHURST OAKS PB 7/180
Legal Range	25E
Legal Township	02N
Legal Section	51
Legal Subdivision	AMHURST OAKS
Legal Lot Number	118
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1011
Census Tract	50509

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45537 INGLEHAM CIR, CALLAHAN, FL 32011-3796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Aug 1, 2019	Loan Modification, Mortgage · Conventional Mortgage PINGORA LOAN SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	202345008828
Deed Book / Page	2627 / 1662
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45537 INGLEHAM CIR, CALLAHAN, FL 32011-3796
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45537 INGLEHAM CIR, CALLAHAN, FL 32011-3796

Mortgage

Document Number	0024860001
Date	Aug 6, 2021
Book Page	2486/1
Instrument	202145029439

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 29, 2023
Property Address	45537 INGLEHAM CIR, CALLAHAN, FL 32011-3796
Document Number	0026271662
Book / Page	2627 / 1662
Map Reference	MB 7 PG 180-182
Instrument Date	Mar 23, 2023
Instrument	202345008828
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45537 INGLEHAM CIR, CALLAHAN, FL 32011-3796

Mortgage

Document Number	0026271664
Date	Mar 29, 2023
Instrument	2627/1664

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 18, 2022
Property Address	45537 INGLEHAM CIR, CALLAHAN, FL 32011-3796
Document Number	0025471650
Book / Page	2547 / 1650
Map Reference	MB 7 PG 180-182
Instrument Date	Mar 15, 2022
Instrument	202245009951
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,077.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45180 FWING PARK RD #22, 22, TAMPA, FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	45537 INGLEHAM CIR, CALLAHAN, FL 32011-3796
Document Number	0023021731
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45537 INGLEHAM CIR CALLAHAN FL 320113796, CALLAHAN, FL 32011-3796

Mortgage

Document Number	0023021731
Date	Sep 10, 2019
Book Page	002302/001731
Instrument	45028893

Lender

Name	PINGORA LOAN SVCNG
Type	Funding / Finance Company
Address	DENVER, CO 80202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,050.00 (+1.25%)	$273,488 (+3.91%) Land $40,000 Building $233,488	$273,488 (+3.91%) Land $40,000 Building $233,488
2024	$4,000.00 (+4.14%)	$263,195 (+6.89%) Land $40,000 Building $223,195	$263,195 (+6.89%) Land $40,000 Building $223,195
2023	$3,841.00 (+189.45%)	$246,220 (+82.79%) Land $40,000 Building $206,220	$246,220 (+16.98%) Land $40,000 Building $206,220
2022	$1,327.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$134,703	$210,472 Land $40,000 Building $170,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2016–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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