45565 Ingleham Cir, Callahan, FL 32011 Property Records

Nassau County property record for 45565 Ingleham Cir, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 2007
Lot Size	0.156 acres (6,800 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Aug 2021)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51-2N-25-015A-0116-0000`

Property Details

APN / Parcel Number

Primary APN	`51-2N-25-015A-0116-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,496 sqft Heated Area
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,800 sqft (0.156 acres)
Garage Area	431 sqft
Porch	Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	45565 INGLEHAM CIR
City	CALLAHAN
State	FL
Zip	32011-3796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 116
Legal Range	25E
Legal Township	02N
Legal Section	51
Legal Subdivision	AMHURST OAKS
Legal Lot Number	116
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1011
Census Tract	50509

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · VA Mortgage HAMILTON HOME LOANS INC
Oct 9, 2018	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Oct 1, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Mar 22, 2017	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	202145030080
Deed Book / Page	2487 / 518
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 13, 2021
Property Address	45565 INGLEHAM CIR, CALLAHAN, FL 32011-3796
Document Number	0024870518
Book / Page	2487 / 518
Map Reference	MB 7 PG 180-182
Instrument Date	Jul 30, 2021
Instrument	202145030080
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 NUT GROVE DR, 136, NORTH AUGUSTA, SC 29841-2849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45565 INGLEHAM CIR, CALLAHAN, FL 32011-3796

Mortgage

Document Number	2487519
Date	Aug 13, 2021
Instrument	2487/519

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	45565 INGLEHAM CIR, CALLAHAN, FL 32011-3796
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022290221
Date	Oct 9, 2018
Book Page	2229/0221
Instrument	201845031470

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 1, 2018
Property Address	45565 INGLEHAM CIR, CALLAHAN, FL 32011-3796
Document Number	0022270379
Book / Page	2227 / 0379
Map Reference	MB7 PG180-182
Instrument Date	Sep 28, 2018
Instrument	201845030432
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	COMPASS CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27149 W 14TH AVE, 27149, HILLIARD, FL 32046-8043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45565 INGLEHAM CIR, CALLAHAN, FL 32011-3796

Mortgage

Document Number	201845030433
Date	Oct 1, 2018
Instrument	201845030433

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 22, 2017
Property Address	45565 INGLEHAM CIR, CALLAHAN, FL 32011-3796
Document Number	0021080413
Book / Page	2108 / 0413
Map Reference	MB7 PG180-182
Instrument Date	Mar 17, 2017
Instrument	201708415
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45565 INGLEHAM CIR, CALLAHAN, FL 32011-3796

Mortgage

Document Number	0021080414
Date	Mar 22, 2017
Instrument	2108/0414

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$172,462 (+8.45%)	$253,682 (+7.32%) Land $40,000 Building $213,682
2023	$159,023	$236,388 Land $40,000 Building $196,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2016–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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